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Loan Rates

Loan Rates  Base Annual
Percentage Rate
(*eMembers can take an additional .25% off - see below for details.)
Autos: 0 to 1 yr old
(60 months)
5.75%

Autos: 0 to 1 yr old
(72 months)

5.95%
Autos: 2 - 4 yrs old
(60 months)
6.25%
Autos: 5 - 7 yrs old
(48 months)
6.75%
Autos: 8 - 10 yrs old
(42 months)
7.50%
Autos: 11+ yrs old
(42 months)
9.50%
Boats/Motors/Trailers: 
0 to 1 yrs old (72 months)
7.00%
Boats/Motors/Trailers: 
2 yrs and older (48 months)
7.50%
Boats/Motors/Trailers: 
0 yrs and older
(120 months)
7.95%
Motorcycles: 
0 to 1 yr old (60 months)
7.50%
Motorcycles: 
2 yrs and older (48 months)
7.75%
Recreational Vehicles: 
0 to 1 yrs old (120 months)
7.50%
Recreational Vehicles: 
2 yrs and older (60 months)
7.75%
Recreational Vehicles: 
0 yrs and older
(180 months)
8.25%

Consumer Goods

9.95%
Farm Equipment
11.95%
Manufactured Homes:
0 to 1 yr old
13.95%
Manufactured Homes:
2 yrs and older
14.95%
Checking Overdraft
17.95%
Personal
9.99%
Share Secured
Share rate plus 3%
Share Certificates
Share certificate rates plus 3%
Mortgages:
Conforming
Primary Residence
30-year term
Rates as low as 5.75%
Up to 100% financing
Home Equity Loan
Fixed Rate Closed End
10-year term
Rates as low as 6.95%
Up to 100% financing
Jumbo Mortgages
Now Available
Primary Residence
30-year term
Rates as low as 6.75%
Up to 80% financing**
Home Equity Line of Credit
H.E.L.O.C.
Variable Rate Loan
Call or e-mail

 

Call our Mortgage Dept. for more details at ext. 313
or e-mail: mortgages@safefed.org

*eMembers receive a .25% rate discount on all new loans (except real estate) and a .5% rate discount on credit cards.

**Member is responsible for 20% down payment on Jumbo Mortgages.

All loan rates and fees may be subject to change based on borrower(s) qualifications and credit score.

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and credit of the United States Government.
©2007 SAFE Federal Credit Union
803/469-8600
P. O. Box 2008, 160 W. Wesmark Blvd., Sumter, SC 29151
Comments and suggestions to Webmaster@safefed.org.