| Loan Rates |
Base Annual Percentage Rate
(*eMembers can take an additional .25% off - see below for details.) |
Autos: 0 to 1 yr old
(60 months) |
5.75%
|
|
Autos: 0 to 1 yr old
(72 months) |
|
Autos: 2 - 4 yrs old
(60 months) |
6.25%
|
Autos: 5 - 7 yrs old
(48 months) |
6.75%
|
Autos: 8 - 10 yrs old
(42 months) |
7.50%
|
Autos: 11+ yrs old
(42 months) |
9.50%
|
Boats/Motors/Trailers:
0 to 1 yrs old (72 months) |
7.00%
|
Boats/Motors/Trailers:
2 yrs and older (48 months) |
7.50%
|
Boats/Motors/Trailers:
0 yrs and older
(120 months) |
7.95%
|
Motorcycles:
0 to 1 yr old (60 months) |
7.50%
|
Motorcycles:
2 yrs and older (48 months) |
7.75%
|
Recreational Vehicles:
0 to 1 yrs old (120 months) |
7.50%
|
Recreational Vehicles:
2 yrs and older (60 months) |
7.75%
|
Recreational Vehicles:
0 yrs and older
(180 months) |
8.25%
|
|
Consumer Goods
|
9.95%
|
| Farm Equipment |
11.95%
|
Manufactured Homes:
0 to 1 yr old |
13.95%
|
Manufactured Homes:
2 yrs and older |
14.95%
|
| Checking Overdraft |
17.95%
|
| Personal |
9.99%
|
| Share Secured |
Share rate plus 3%
|
| Share Certificates |
Share certificate rates plus 3%
|
Mortgages:
Conforming |
Primary Residence
30-year term
Rates as low as 5.75%
Up to 100% financing
|
Home Equity Loan
Fixed Rate Closed End |
10-year term
Rates as low as 6.95%
Up to 100% financing
|
Jumbo Mortgages
Now Available |
Primary Residence
30-year term
Rates as low as 6.75%
Up to 80% financing**
|
Home Equity Line of Credit
H.E.L.O.C. |
Variable Rate Loan
Call or e-mail
|
**Member is responsible for 20% down payment on Jumbo Mortgages.
All loan rates and fees may be subject to change based on borrower(s) qualifications and credit score.