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Certificate Rates
July 23, 2008 - July 29, 2008*
|
Certificate Type |
Term (mo.) |
Min. to Open |
Minimum Balance to earn Dividends |
Annual Percentage Yield (APY) up to $50,000 |
APY - $50,000+ |
APY - $100,000+ |
|
Clown Club Certificate Ages 0-12 |
12 |
$100 |
.01 |
2.80% |
-- |
-- |
|
Youth Certificate Ages 13-23 |
12 |
$500 |
.01 |
2.80% |
-- |
-- |
| Money Market |
|
$1000 |
.01 |
2.25% |
2.50% |
2.60% |
| Money Market |
6 |
$1000 |
.01 |
2.35% |
2.60% |
2.70% |
| Investment |
|
$1000 |
.01 |
2.80% |
3.06% |
3.16% |
| Investment |
18 |
$1000 |
.01 |
2.80% |
3.06% |
3.16% |
| Investment |
24 |
$1000 |
.01 |
3.05% |
3.30% |
3.41% |
Investment
(Bump option**) |
30 |
$1000 |
.01 |
3.05% |
3.30% |
3.41% |
| Investment |
36 |
$1000 |
.01 |
3.30% |
3.56% |
3.67% |
| Investment |
48 |
$1000 |
.01 |
3.45% |
3.71% |
3.81% |
| Investment |
60 |
$1000 |
.01 |
3.55% |
3.81% |
3.91% |
| IRA |
|
$1000 |
.01 |
3.05% |
3.31% |
3.41% |
| IRA |
18 |
$1000 |
.01 |
3.05% |
3.31% |
3.41% |
| IRA |
24 |
$1000 |
.01 |
3.30% |
3.55% |
3.66% |
| IRA |
30 |
$1000 |
.01 |
3.30% |
3.55% |
3.66% |
| IRA |
36 |
$1000 |
.01 |
3.55% |
3.81% |
3.92% |
| IRA |
48 |
$1000 |
.01 |
3.70% |
3.96% |
4.06% |
| IRA |
60 |
$1000 |
.01 |
3.80% |
4.06% |
4.16% |
| Easy Street |
24 |
$1000 |
.01 |
3.15% |
3.41% |
3.51% |
*A penalty will be imposed for early withdrawal. Certificate rates are fixed for the term of the account. Rates subject to change.
**Our 30 month certificate is offered to members with a "Bump" option. This means you can bump up their rate to the current 30 month rate one time during the initial or renewal term of the certificate.
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