Credit Cards
Annual Percentage Rate (APR) applicable to your account is determined by your credit worthiness based on your Equifax Beacon Score. If you are approved for a SAFE credit card, a rate below will be assigned to your account.
Monthly Periodic
Rate
|
Annual
Percentage
Rate
|
Miinimum Payment |
.66% |
7.96% |
1.8% of balance, or $20 minimum |
.83% |
9.96% |
1.8% of balance, or $20 minimum |
1.08% |
13.96% |
1.8% of balance, or $20 minimum |
1.33% |
15.96% |
1.8% of balance, or $20 minimum |
1.50% |
17.96% |
3% of balance or $20 minimum |
| Interest Rate Adjustment for delinquent accounts, if account becomes two (2) minimum payments past due. |
17.96% |
| Grace Period for Purchases |
25 days to repay your balance (for purchases) before finance charges will be imposed. Finance charges on cash advances begin on date of posting. |
| Reissue fee on lost/stolen (First reissue-free) |
$15.00 |
| Statement Copy |
$2.00 |
| Sales Receipt Copy |
$2.00 |
| Method of Computing the Balance for Purchases |
Average daily balance method, including new purchases. |
| Annual Fees |
NONE |
| Cash Advance Fee |
NONE |
| Late Fee |
$25 on any payment 10 days past due after the "statement due" date. |
| Over Limit Fee |
$15.00 |
| Returned Check Fee |
$25.00 Includes ACH (electronic transactions) |
|
