LIFESTAGE RESOURCES - YOUNG ADULTS
SAFE Federal Credit Union cares about young adults! Just for our
young adult members, ages 18 to 24. We want to help young adults
save more, learn about money, and have some fun! First Term also
features information and activities about spending, sharing and
earning money wisely.
Please access financial education tools sponsored by
SAFE Federal Credit Union from this location. If you have questions
or need assistance, feel free to give us a call. See why at SAFE -
Membership Matters. We offer many products and services to meet
your financial needs.
Members complete an online, anonymous financial assessment. The
results are jargon-free, practical and can help you improve your
financial lives today.
South Carolina Credit Unions are cruising the state to examine
just how many people are aware of the benefits of credit union
membership. We're willing to pay those already in-the-know and
explain to those willing to learn! Click the image to learn
more.
Money Mix
You have goals and dreams. Will you have the
money?
Get your money working towards your goals and future without
sacrificing the present with MoneyMixTM:
Launch Your Life. It's a free collection of financial
tools and articles geared specifically for the opportunities and
challenges young adults are facing today. You can even discuss
ideas and issues with peers on our interactive blog. Topics
include:
- Budgeting that matches your priorities
- Savings plans that work
- Making use-not abuse-of credit
Take advantage of
MoneyMixTM and unlock your
potential.
brass | MAGAZINE
SAFE Federal Credit Union
would like to show our appreciation to our young adults, ages 18 to
24, by sending you complimentary email newsletters of
brass|MAGAZINE. Focusing on the money side of life™, brass is
a money magazine produced by young adults. For the services you
need - remember SAFE Federal Credit Union.
Visit brass online.
$411 billion was spent by Americans on eating and drinking out
in 2007, compared with $237 billion in 1997. Source: usda.gov
Deals On Meals: Save on Food by Shopping Smarter
by Richelle Little-Seattle, WA
With a little creativity and planning, you can reduce the amount
of money you spend on food without compromising on taste or
nutrition.
Cooking can be much cheaper than eating out, provided you don't
eat filet mignon and truffles every night. There are many things
that you can do without when you're living on a tight budget, but
food is not one of them. However, with a little creativity and
planning, you can reduce the amount of money you spend on food
without compromising on taste or nutrition.
Plan it
The number-one way to save money on groceries is to plan what
you'll eat in advance. Planning ahead prevents costly pitfalls like
eating out or buying pricey, ready-made meals at the last minute.
Set a time each week to create a menu and make a list. Shopping
from a list helps you stick to your budget and avoid tempting
impulse buys.
• When planning meals, evaluate how much time you'll have for
preparing them each day. If, on certain days, you're always short
on time, plan to eat leftovers or super-quick meals.
• As a starting point, check the fridge and pantry to see
what you already have. Find out what's in season at the local
farmers market, and check newspaper ads to see what's on sale. Then
flip to the index of a favorite cookbook or do a web search for
recipes using those foods.
• Write down a menu of five dinners. Pick one for each night,
depending on how much time you have and what you feel like eating.
The other two nights are reserved for leftovers, creative
on-the-fly cooking and an occasional night out.
• Make a shopping list with everything you'll need for the
recipes you've picked, including quantities. Don't forget to put
breakfast, lunch and snack items on your list.
• If you live with other like-minded people, you can
alternate who does the shopping each week or take turns cooking
dinner. Sharing these tasks helps save valuable time, as well as
money.
Know Your budget
If you don't know how much money you've been spending on food,
save all your grocery and restaurant receipts for a month and add
them up. By simply reviewing spending habits, you will probably see
ways to save.
Set separate budgets for grocery shopping and eating out. This
will make it easier to keep track of how much you spend.
Sources: cheapcooking.com; bls.gov; howstuffworks.com;
smartmoney.com; seattletimes.nwsource.com; usatoday.com; about.com;
consumertipsreports.org
brass|MEDIA Inc. licensed content is provided with the
understanding that the publisher, copyright holder and
organizations distributing the magazine are not rendering
investment, financial or other professional advice. Investment and
other financial decisions depend on each reader's individual facts
and circumstances. You should not make decisions based on
information contained in licensed brass content without the advice
of a qualified professional.
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LIFESTAGE RESOURCES - Young Adults
SAFE Federal Credit Union cares about young adults! Just for our
young adult members, ages 18 to 24. We want to help young adults
save more, learn about money, and have some fun! First Term also
features information and activities about spending, sharing and
earning money wisely.
Please access financial education tools sponsored by
SAFE Federal Credit Union from this location. If you have questions
or need assistance, feel free to give us a call. See why at SAFE -
Membership Matters. We offer many products and services to meet
your financial needs.
Members complete an online, anonymous financial assessment. The
results are jargon-free, practical and can help you improve your
financial lives today.
South Carolina Credit Unions are cruising the state to examine
just how many people are aware of the benefits of credit union
membership. We're willing to pay those already in-the-know and
explain to those willing to learn! Click the image to learn
more.
Money Mix
You have goals and dreams. Will you have the
money?
Get your money working towards your goals and future without
sacrificing the present with MoneyMixTM:
Launch Your Life. It's a free collection of financial
tools and articles geared specifically for the opportunities and
challenges young adults are facing today. You can even discuss
ideas and issues with peers on our interactive blog. Topics
include:
- Budgeting that matches your priorities
- Savings plans that work
- Making use-not abuse-of credit
Take advantage of
MoneyMixTM and unlock your
potential.
brass | MAGAZINE
SAFE Federal Credit Union
would like to show our appreciation to our young adults, ages 18 to
24, by sending you complimentary email newsletters of
brass|MAGAZINE. Focusing on the money side of life™, brass is
a money magazine produced by young adults. For the services you
need - remember SAFE Federal Credit Union.
Visit brass online.
$411 billion was spent by Americans on eating and drinking out
in 2007, compared with $237 billion in 1997. Source: usda.gov
Deals On Meals: Save on Food by Shopping Smarter
by Richelle Little-Seattle, WA
With a little creativity and planning, you can reduce the amount
of money you spend on food without compromising on taste or
nutrition.
Cooking can be much cheaper than eating out, provided you don't
eat filet mignon and truffles every night. There are many things
that you can do without when you're living on a tight budget, but
food is not one of them. However, with a little creativity and
planning, you can reduce the amount of money you spend on food
without compromising on taste or nutrition.
Plan it
The number-one way to save money on groceries is to plan what
you'll eat in advance. Planning ahead prevents costly pitfalls like
eating out or buying pricey, ready-made meals at the last minute.
Set a time each week to create a menu and make a list. Shopping
from a list helps you stick to your budget and avoid tempting
impulse buys.
• When planning meals, evaluate how much time you'll have for
preparing them each day. If, on certain days, you're always short
on time, plan to eat leftovers or super-quick meals.
• As a starting point, check the fridge and pantry to see
what you already have. Find out what's in season at the local
farmers market, and check newspaper ads to see what's on sale. Then
flip to the index of a favorite cookbook or do a web search for
recipes using those foods.
• Write down a menu of five dinners. Pick one for each night,
depending on how much time you have and what you feel like eating.
The other two nights are reserved for leftovers, creative
on-the-fly cooking and an occasional night out.
• Make a shopping list with everything you'll need for the
recipes you've picked, including quantities. Don't forget to put
breakfast, lunch and snack items on your list.
• If you live with other like-minded people, you can
alternate who does the shopping each week or take turns cooking
dinner. Sharing these tasks helps save valuable time, as well as
money.
Know Your budget
If you don't know how much money you've been spending on food,
save all your grocery and restaurant receipts for a month and add
them up. By simply reviewing spending habits, you will probably see
ways to save.
Set separate budgets for grocery shopping and eating out. This
will make it easier to keep track of how much you spend.
Sources: cheapcooking.com; bls.gov; howstuffworks.com;
smartmoney.com; seattletimes.nwsource.com; usatoday.com; about.com;
consumertipsreports.org
brass|MEDIA Inc. licensed content is provided with the
understanding that the publisher, copyright holder and
organizations distributing the magazine are not rendering
investment, financial or other professional advice. Investment and
other financial decisions depend on each reader's individual facts
and circumstances. You should not make decisions based on
information contained in licensed brass content without the advice
of a qualified professional.
All rights reserved. Copyright 2009 - 2010, SAFE Federal Credit Union
