CREDIT CARDS
|
|
Rate (APR) for Purchases |
7.96% to 17.96%Your rate is based on your credit
worthiness |
|
APR for Balance Transfers |
No change on assigned APR |
|
APR for Cash Advance |
No change on assigned APR |
|
Penalty APR |
17.96%This APR may be applied to your account if you
How long will the Penalty APR apply? If your APR is increased for any of these reasons, the Penalty APR will apply until you make six (6) consecutive minimum payments on or before the due date. |
|
How to avoid paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
|
Minimum Interest Charge |
If you are charged interest, the charge will be average daily balance times periodic rate. |
|
For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
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CREDIT CARDS
SAFE Credit Cards. All you
need.
The Choice is Yours! MasterCard, VISA®, VISA® Gold or VISA® Platinum. Depending on your lifestyle, how you use your card and the way you make your payments.
Because...Life Should Be Rewarding
SAFE Federal Credit Union credit cards are now enhanced with ScoreCard Rewards! These cards now earn Bonus Points for every purchase you make!
Once you have accumulated enough Bonus Points, you can redeem them for brand-name merchandise and exciting travel rewards.
Use your SAFE Federal Credit Union card for all your purchases and you will be surprised how quickly your Bonus Points add up!
For a complete list of rewards, click on the www.scorecardrewards.com icon, and enter your card number.
Summary Table
Interest Rates and Interest Charges
|
Rate (APR) for Purchases |
7.96% to 17.96%Your rate is based on your credit
worthiness |
|
APR for Balance Transfers |
No change on assigned APR |
|
APR for Cash Advance |
No change on assigned APR |
|
Penalty APR |
17.96%This APR may be applied to your account if you
How long will the Penalty APR apply? If your APR is increased for any of these reasons, the Penalty APR will apply until you make six (6) consecutive minimum payments on or before the due date. |
|
How to avoid paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
|
Minimum Interest Charge |
If you are charged interest, the charge will be average daily balance times periodic rate. |
|
For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
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