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CREDIT CARDS

Annual Percentage Rate (APR) applicable to your account is determined by your credit worthiness based on your Equifax Beacon Score. If you are approved for a SAFE credit card, a rate below will be assigned to your account.

Interest Rate Adjustment for delinquent accounts, if account becomes two (2) minimum payments past due:

17.96%

Grace Period for Purchases:
25 days to repay your balance (for purchases) before finance charges will be imposed. Finance charges on cash advances begin on date of posting.

Reissue fee on lost/stolen (First reissue-free):
$15.00

Statement Copy:
$2.00

Sales Receipt Copy:
$2.00

Method of Computing the Balance for Purchases:
Average daily balance method, including new purchases.

Annual Fees:
NONE

Cash Advance Fee:
NONE

Late Fee:
$25 on any payment 10 days past due after the "statement due" date.

Over Limit Fee:
$15.00

Returned Check Fee:
$25.00 Includes ACH (electronic transactions)

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