You are now leaving SAFE Federal Credit Union's web site and are going to a web site that is not operated by the cooperative. SAFE Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that SAFE Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by SAFE Federal Credit Union.
We are proud of SAFEFed.org and the benefits that it gives its visitors. The pleasing aesthetics and the simple navigation make it easy for you to be proud of it too. However, if you are viewing the site using older versions of modern browsers, or even versions of browsers that no longer exist, you might not get the chance to view the site the way that it was intended. Here are some links to the Internet's most popular browsers: Microsoft Internet Explorer , Mozilla Firefox , and Google Chrome . They are FREE.
Several times throughout our site you may be prompted to download and view a pdf file. These files are very convenient and allow us to pass documentation along to you, our visitor, through our website. To view these documents properly, it is recommended that you have a pdf viewer. Download Adobe Acrobat Reader here, it's FREE.
We also want to promise your utmost security while you are visiting safefed.org. We have purchased the best in internet privacy protection through a security certificate from Network Solutions tm, which will protect your private data on this site. Several of the links on this site will redirect you away from safefed.org and you will no longer be under our security. However, these links will notify you of that change so that you are fully aware. We cannot guarantee the privacy of your data on any site other than our own, so we recommend that you request other companies' security information before you share any data with them.
Due to changes in Federal Regulation CC, SAFE Federal Credit Union's funds availability policy has changed.
Depending on the type of check you deposit into your checking account, your deposited funds may not be available until the second business day after the deposit.
In some cases, we may delay the availability of your funds beyond the standard hold.
You should refer to the credit union's full Funds Availability Policy in your Membership Agreement and Disclosure for additional information about the availability of your deposits or call our Member Service Center at ext. 375.
SAFE ATM Facts and Features:
Deposit services are available at all SAFE Branch ATM locations. (Deposits are subject
to verification and do not update account balances immediately.)
Members may use any ATM provider machine up to 10 transactions
per month with
no SAFE fee charges. (Other institutions may still charge their fees.)
Daily maximum withdrawal limit is $505 per calendar day per account when "online".
Cash withdrawals available up to $205 per calendar day per account when the system is "offline" at ATM.
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. (Section 326 of the USA Patriot Act)
What this means for you:
When you open an account, we will obtain a credit report on you, ask your name, address, date of birth, and other information that will allow us to identify you. We will ask to see an unexpired government issued picture identification card (driver's license, ID, passport) or other identifying documents.
In some cases, identification will be requested for current members if original documentation was not obtained with the opening of the account. In all cases, protection of our members' identity and confidentiality is our pledge to you.
Disputes or Complaints may be directed to SAFE's Supervisory Committee at PO Box 754, Sumter, SC 29151 or directly to NCUA. The National Credit Union Administration (NCUA) is the regulator and primary enforcement authority for federal credit unions. NCUA does not arbitrate member complaints. NCUA Consumer Assistance Hotline at 800-755-1030 for assistance. NCUA's toll-free line is available 24/7 - consumers may leave a recorded message outside of regular business hours. You may also request assistance via e-mail at email@example.com. Please be sure to include your contact information, the credit union's name, the state the credit union is located in and the nature of your request.
Member inspection rights: A group of members of a federal credit union has the right, upon submission of a petition to the credit union as described in paragraph (b) of this section, to inspect and copy nonconfidential portions of the credit union's:
Petition for inspection: The petition must describe the particular records to be inspected and state a proper purpose for the inspection, that is, a purpose related to the protection of the members' financial interests in the credit union. The petition must state that the petitioners as a whole, or certain named petitioners, agree to pay the direct and reasonable costs associated with search and duplication of requested material. The petition must also state that the inspection is not desired for any purpose other than the stated purpose; that the members signing the petition will not sell or offer for sale any information obtained from the credit union; and that the members signing the petition have not within five years preceding the signature date sold or offered for sale any information acquired from the credit union or aided or abetted any person in procuring any information from the credit union for purposes of sale. The petition must name one member, and one alternate member, who will represent the petitioners on issues such as inspection procedures, costs, and potential disputes. At least one percent of the credit union's members, with a minimum of 20 members and a maximum of 500 members, must sign the petition. Each member who signs the petition must have been a member of the credit union for at least 180 days at the time the petitioners submit the petition to the credit union. Contact the Executive Assistant for details in submitting inspection request. Inspection procedures will be relayed to member submitting requests in addition to other information that may pertain to the petition.
We are not affiliated with Safe Credit Union of California.
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