About SAFE Federal Credit Union Website:
We are proud of SAFEFed.org and the benefits that it gives its
visitors. The pleasing aesthetics and the simple navigation make it
easy for you to be proud of it too. However, if you are viewing the
site using older versions of modern browsers, or even versions of
browsers that no longer exist, you might not get the chance to view
the site the way that it was intended. Here are some links to the
Internet's most popular browsers: Microsoft Internet
Explorer 
, Mozilla Firefox
, and Google Chrome 
. They are FREE.
Several times throughout our site you may be prompted to
download and view a pdf file. These files are very convenient and
allow us to pass documentation along to you, our visitor, through
our website. To view these documents properly, it is recommended
that you have a pdf viewer. Download Adobe Acrobat
Reader 
here, it's FREE.
.
Online Security:
We also want to promise your utmost security while you are
visiting safefed.org. We have purchased the best in internet
privacy protection through a security certificate from Network
Solutions tm, which will protect your private data on
this site. Several of the links on this site will redirect you away
from safefed.org and you will no longer be under our security.
However, these links will notify you of that change so that you are
fully aware. We cannot guarantee the privacy of your data on any
site other than our own, so we recommend that you request other
companies' security information before you share any data with
them.
.
Funds Availability Policy
Due to changes in Federal Regulation CC, SAFE Federal Credit
Union's funds availability policy has changed.
Depending on the type of check you deposit into your checking
account, your deposited funds may not be available until the second
business day after the deposit.
In some cases, we may delay the availability of your funds
beyond the standard hold.
You should refer to the credit union's full Funds Availability
Policy in your Membership Agreement and Disclosure for additional
information about the availability of your deposits or call our
Member Service Center at ext. 375.
SAFE ATM Facts and Features:
Deposit services are available at all SAFE Branch ATM locations.
(Deposits are subject
to verification and do not update account balances
immediately.)
Members may use any ATM provider machine up to 10 transactions
per month with
no SAFE fee charges. (Other institutions may still charge their
fees.)
Daily maximum withdrawal limit is $505 per calendar day per
account when "online".
Cash withdrawals available up to $205 per calendar day per
account when the system is "offline" at ATM.
>> To review SAFE's
term disclosures in its entirety, click here.
.
Important Information About Procedures For Opening a New
Account and Member Identification Requirements
To help the government fight the funding of terrorism and money
laundering activities, Federal Law requires all financial
institutions to obtain, verify, and record information that
identifies each person who opens an account. (Section 326 of the
USA Patriot Act)
What this means for you:
When you open an account, we will obtain a credit report on you,
ask your name, address, date of birth, and other information that
will allow us to identify you. We will ask to see an unexpired
government issued picture identification card (driver's license,
ID, passport) or other identifying documents.
In some cases, identification will be requested for current
members if original documentation was not obtained with the opening
of the account. In all cases, protection of our members' identity
and confidentiality is our pledge to you.
We will copy items used in verifying your identity. Information
contained within these documents will not be shared or disclosed to
non-affiliated parties as written in our Privacy Policy.
- To read SAFE's Annual Privacy Notice, click here - Privacy Notice.
- To read SAFE's Privacy Policy and Agreement in its entirety,
click here - Privacy Policy
.
Member Complaints /Disputes
Disputes or Complaints may be directed to SAFE's
Supervisory Committee at PO Box 754, Sumter, SC
29151 or directly to NCUA. The National Credit Union
Administration (NCUA) is the regulator and primary enforcement
authority for federal credit unions. NCUA does not arbitrate
member complaints. NCUA Consumer Assistance Hotline at
800-755-1030 for assistance. NCUA's toll-free line is
available 24/7 - consumers may leave a recorded message outside of
regular business hours. You may also request assistance via e-mail
at consumerassistance@ncua.gov.
Please be sure to include your contact information, the credit
union's name, the state the credit union is located in and the
nature of your request.
.
Member Inspection of Credit Union Books, Records, and
Minutes
Member inspection
rights: A group of members of a
federal credit union has the right, upon submission of a petition
to the credit union as described in paragraph (b) of this section,
to inspect and copy nonconfidential portions of the credit
union's:
- Accounting books and records; and
- Minutes of the proceedings of the credit union's members, board
of directors, and committees of directors.
Petition for inspection: The petition
must describe the particular records to be inspected and state a
proper purpose for the inspection, that is, a purpose related to
the protection of the members' financial interests in the credit
union. The petition must state that the petitioners as a whole, or
certain named petitioners, agree to pay the direct and reasonable
costs associated with search and duplication of requested material.
The petition must also state that the inspection is not desired for
any purpose other than the stated purpose; that the members signing
the petition will not sell or offer for sale any information
obtained from the credit union; and that the members signing the
petition have not within five years preceding the signature date
sold or offered for sale any information acquired from the credit
union or aided or abetted any person in procuring any information
from the credit union for purposes of sale. The petition must name
one member, and one alternate member, who will represent the
petitioners on issues such as inspection procedures, costs, and
potential disputes. At least one percent of the credit union's
members, with a minimum of 20 members and a maximum of 500 members,
must sign the petition. Each member who signs the petition must
have been a member of the credit union for at least 180 days at the
time the petitioners submit the petition to the credit union.
Contact the Executive Assistant for details in submitting
inspection request. Inspection procedures will be relayed to member
submitting requests in addition to other information that may
pertain to the petition.
.
Fee Schedule:
- To learn more about Fees associated with your SAFE FCU Accounts,
click here - Fee Schedule
.
Our Affiliation:
We are not affiliated with Safe Credit
Union of California.
.
Web Architecture By...
Web site design, programming, and hosting
service is provided by HillSouth - the company that never stops
thinking. For more information on HillSouth's technology consulting
and web site design services for business, visit hillsouth.com.
