Term (in months)

Minimum to Open

Minimum to Earn Dividends

Annual Percentage Yield (APY) Up to $50,000

APY - $50,000+

APY - $100,000+

MONEY CIRCUS (AGES 0 - 12)

12

$100

$100

0.35%

Y ACCOUNT (AGES 13 - 17)

12

$500

$500

0.35%

U29 ACCOUNT (AGES 18 - 29)

12

$500

$500

0.35%

EASY STREET (AGES 50 OR BETTER)

24 Months

$1,000

$1,000

0.60%

0.85%

0.95%

MONEY MARKET - 3 MONTHS

3

$1,000

$1,000

0.15%

0.40%

0.50%

MONEY MARKET - 6 MONTHS

6

$1,000

$1,000

0.20%

0.45%

0.55%

INVESTMENT - 12 MONTHS

12

$1,000

$1,000

0.35%

0.60%

0.70%

INVESTMENT - 18 MONTHS

18

$1,000

$1,000

0.45%

0.70%

0.80%

INVESTMENT - 24 MONTHS

24

$1,000

$1,000

0.50%

0.75%

0.85%

INVESTMENT - BUMP OPTION**

30

$1,000

$1,000

0.55%

0.80%

0.90%

INVESTMENT - 36 MONTHS

36

$1,000

$1,000

0.65%

0.90%

1.01%

INVESTMENT - 48 MONTHS

48

$1,000

$1,000

0.75%

1.01%

1.11%

INVESTMENT - 60 MONTHS

60

$1,000

$1,000

1.10%

1.35%

1.45%

IRA - 12 MONTHS

12

$1,000

$1,000

0.35%

0.60%

0.70%

IRA - 18 MONTHS

18

$1,000

$1,000

0.45%

0.70%

0.80%

IRA - 24 MONTHS

24

$1,000

$1,000

0.50%

0.75%

0.85%

IRA - 30 MONTHS

30

$1,000

$1,000

0.55%

0.80%

0.90%

IRA - 36 MONTHS

36

$1,000

$1,000

.65%

0.90%

1.01%

IRA - 48 MONTHS

48

$1,000

$1,000

0.75%

1.01%

1.11%

IRA - 60 MONTHS

60

$1,000

$1,000

1.10%

1.35%

1.45%