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Because a mortgage is such a large loan, small changes in interest rate or loan term can make a big difference in your payment and how much mortgage you can afford.
Use this calculator to play with different scenarios to see what will work best for you. And talk to your credit union mortgage loan officer for information about your options.
* This calculator is solely for informational purposes and provides reasonably accurate results; the calculations are not intended to be relied upon as actual mortgage payment computations.
* This is a printer friendly version of the original page, made to save you ink and paper.