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MORTGAGE & HOME EQUITY RATES
Rates effective as of September 17, 2009. Rates are subject to
change.
APR = Annual Percentage Rate
>> Apply for a Mortgage with
SAFE FCU
here!
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Mortgage Rates
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Mortgages: Conforming
80% Financing - Primary Residence
Min. Loan $25,000 - Max Loan $417,000
1% Origination Fee
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20-Year Term
5.00% APR
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15-Year Term
4.5% APR
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10-Year Term
4.5% APR
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Mortgages: Conforming
80.01% - 95% Financing - Primary Residence
Min. Loan $25,000 - Max Loan $417,000
1% Origination Fee
Mortgage insurance will be required for loans greater than 80.00%
Loan-To-Value.
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20-Year Term
5.25% APR
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15-Year Term
4.75% APR
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10-Year
Term
4.75% APR
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Mortgages: Conforming: Jumbo
Up to 80% Financing - Primary Residence
Min. Loan $417,001 - Max Loan $750,000
1% Origination Fee
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20-Year Term
6.00% APR
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15-Year Term
5.50% APR
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10-Year Term
5.50% APR
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Mortgages: Non-Conforming First Mortgage
Financing available up to 80%
Max Loan $100,000
1% Origination Fee
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15-Year Term
8.95% APR
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10-Year Term
7.95% APR
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Adjustable Rate Mortgages
Max. Financing is lesser of purchase price or 80% of appraised
value
Min. Loan $25,000 - Max Loan $417,000
1% Origination Fee plus 1 point
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Second Homes
15-Year Term
Index +2.75%
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Mortgages: Second Home
80% Financing
Min. Loan $25,000 0 Max. Loan $417,000
1% Origination Fee
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15-Year Term
6.75% APR
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Residential Lots and Acreage
Advanced to the lower:
80% of appraised value or purchase price
Min. loan $2,000
Five (5) acre maximum
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10-Year Term
8.50% APR
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Single family investment loans available.
Email us for details. Please include that request in the comments
section of the contact form.
>> Click to open contact form.
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Home Equity Rates
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Home Equity Line of Credit (HELOC)
Variable Rate Plan
Rate subject to change quarterly and will not exceed 18%
Open End Loan
Min. Advance $5,000 - Max. Loan $200,000
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Email us for latest rates. Please include
that request in the comments section of the form.
>> Click to open contact form.
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Home Equity Loan
Fixed Rate Plan
Closed End Loan
Min. Loan $5,000 - Max. Loan $200,000
80% Maximum Loan-To-Value
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15-Year Term
7.95% APR
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10-Year Term
6.95% APR
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