Savings (Share) Account

Your share account is the savings account you open when you join SAFE. Keep this account active and you'll be a SAFE member for life!

Your share account usually earns a higher dividend rate than most savings accounts.

• Dividends are paid quarterly
• A $5.00 minimum deposit is needed to open account
• Six (6) Regulation D transfers allowed per month
• $1000 of Free Accidental Death & Dismemberment Insurance (Age 18 up)
• Accounts are federally insured by the NCUA up to $250,000

.

Money Circus Account

• Open to all members under age 13
• Deposit gift upon opening account
• Money Circus Section included in SAFEline newsletter three times a year
• Clown certificate ($100 minimum deposit, 12-month term (see rates)
• Quarterly prize drawings

.

Y Accounts

At SAFE, our objective is to help young members build a sound financial future. We believe the most effective means of learning how to manage money is to gain first-hand experience. Youth account holders are encouraged to actively monitor and manage their accounts through branch transactions, ATM use and free online banking. Youth accounts offer unique benefits that increase with the student member's age, so that they can safely learn about credit and money management. The Y Account is designed to assist teens from 13 to 17 develop essential skills for effectively managing money and finances.

Y Savings Account Features Include:

• Dividends paid quarterly
• $5 minimum deposit to open account
• Six (6) Regulation D monthly transfers allowed
• Free Music Downloads when you join

Y Checking Account Features Include:

• No monthly maintenance fees
• $25 minimum opening deposit
• First box of checks free
• Parent / guardian must be joint on the account
• Free online banking through SAFENET
• Free SAFE Touch account access via phone
• Free VISA Debit Card with ATM access at all SAFE and CO-OP Network ATMs (15 and older)

Y Certificate

• $500 minimum deposit, 12-month term

Other Benefits

• Youth Week Celebrations each April
• Quarterly Prize Drawings
• Free online financial education links and games

.

Easy Street Club

• Must be age 50 or better
• Maintain a combined savings balance of $1000, or
• Have a direct deposit of at least $300 per month, or
• Pay a low $12 fee annually

Benefits

• Free SAFE custom checks (single orders, limit of four boxes per year)
• Special high-rate 2-year Easy Street certificate (no withdrawal penalty for medical expenses)
• Up to five free money orders per month
• Free traveler's checks
• Free SAFE Debit Card, SAFE Touch and SAFENET demonstrations
• Free notary service
• Free faxes and photocopies (up to ten per visit)
• Social Events

Call or stop by your nearest branch for more information about Easy Street

Flexible Savings Account

• Only $1 to open the account
• Deposits allowed at any time
• Pays a variable dividend rate compounded daily and paid monthly by the daily balance method
• One free withdrawal allowed per month without penalty

.

Holiday Club Account

• Minimum deposit of $1
• Pays dividends on the average daily balance compounded and paid monthly
• Funds are automatically disbursed on November 1 each year, by check or share transfer

* This is a printer friendly version of the original page, made to save you ink and paper.

SAVINGS