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CHECKING
SAFE & Simple checking has many benefits:
- No minimum balance required
- No monthly service charges
- No per check fees
- Pays dividends on an average balance of $500 and above
- Peace of mind that funds are federally insured by the NCUA
- Above market dividends on balances over
$500
- Free Online Banking - Sign up for SAFENET
today!
- Free Touchtone Teller - Sign up for SAFE Touch
today!
- Free Visa Debit Card
- Convenient Direct Deposit
Available
- Free SAFE ATMs & thousands of
surcharge free CO-OP ATMs
- Free access to Credit Union
Service Centers (Shared Branches)
- Overdraft Coverage Options
Available
- Access to Bill Pay
Upon opening account, first box of SAFE Custom Checks free with the set up of
direct deposit. Duplicate or single checks are available in many
designs.
Overdraft protection available by transfer from savings, Flex,
SIMMA or a line of credit. Overdraft
privilege is also available.
Minimum opening deposit of $25 is requested.
Itemized monthly statement includes check number, amount, date
paid, debit transaction descriptions and deposit transactions.
Stop payment privileges available in person and by telephone
during office hours and by electronic services 24 hours per
day.
SAFE Insured Money Management Account (SIMMA):
- Pays a variable rate determined by the SAFE Board of Directors
- Minimum opening balance of $2000
- Dividends are compounded and paid monthly on average daily
balances of $2000 and above
- Free personalized checks (limit of 2 boxes per year, 100 checks
- additional checks can be purchased)
- Unlimited withdrawals allowed in person or by mail request
- Dividends paid on closing
- No monthly service charges
- Limit of clearing 6 checks per month, over 6 there is a $1.00
fee per check cleared
- Avg. daily balances of $10,000-$25,000 and $25,000+ earn higher
dividends
Funds Availability Policy
Due to changes in Federal Regulation CC, SAFE Federal Credit
Union's funds availability policy has changed.
Depending on the type of check you deposit into your checking
account, your deposited funds may not be available until the second
business day after the deposit.
In some cases, we may delay the availability of your funds
beyond the standard hold.
You should refer to the credit union's full Funds Availability
Policy in your Membership Agreement and Disclosure for additional
information about the availability of your deposits or call our
Member Service Center at ext. 375.
Do You Need to Re-Order Checks?
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Click here to place your order.
All rights reserved. Copyright 2009 - 2010, SAFE Federal Credit Union
