Available savings and checking account rates are listed below.

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  

APY = Annual Percentage Yield.

Last updated: August 1, 2018

Savings

Regular Shares

Minimum to Open: $5
Minimum to Earn Dividends: $0.01
Dividend Computation Method: Average Daily
Annual Percentage Yield (APY): 0.20%

Flexible Savings

Minimum to Open: $1
Minimum to Earn Dividends: $1
Dividend Computation Method: Daily Balance
Annual Percentage Yield (APY): 0.25%

Holiday Club

Minimum to Open: $1
Minimum to Earn Dividends: $0.01
Dividend Computation Method: Average Daily
Annual Percentage Yield (APY): 0.20%

Checking Accounts

Checking

Minimum to Open: $25
Minimum to Earn Dividends: $500
Dividend Computation Method: Average Daily
Annual Percentage Yield (APY): 0.10%

SAFE INSURED MONEY MARKET ACCOUNT

Minimum to Open: $2000
Minimum to Earn Dividends: $2000
Dividend Computation Method: Average Daily

  • $2k - $10K: 0.35% APY
  • $10k+ - $25k: 0.45% APY
  • $25k+: 0.50%APY

IRA Accumulator

Individual Retirement Account

Minimum to Open: $1
Minimum to Earn Dividends: $1
Dividend Computation Method: Daily Balance
Annual Percentage Yield (APY): 0.50%

Visit ncua.gov for more details, as some exceptions do apply.