Keep Your Savings Safe during Trying Times

The Coronavirus outbreak may have you wondering about how to protect your hard-earned savings. See why SAFE is the best place to be sure your money stays secure.

$250,000 Federal Deposit Insurance

At SAFE, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Plus, there are easy ways to add to your federal insurance coverage. For example, a two-person joint account with no beneficiaries has $500,000 in coverage. This coverage is separate from – and in addition to – the coverage available for your other accounts such as individual accounts with no beneficiaries and retirement accounts. Your SAFE member service representative will gladly work with you to help you enjoy the most insurance coverage possible.

Click the button below to estimate the NCUA insurance coverage on your SAFE Federal Credit Union accounts.


Over 60 years of SAFE’s sound financial management.

As a federal credit union, SAFE is required to maintain stringent financial standards in its operations, loan underwriting, and cash reserves. Because of SAFE’s focus on safety and soundness, SAFE paid more than $32 million in bonus dividends and interest rebates to its members over the last 23 years. And, last December, our member giveback totaled over $1.3 million.

Reduced Threat of Robbery or Loss

Whether it’s by a mugger on the street or a burglar in your home, cash is a thief’s favorite target. The prospect of walking away with loot also can bring violence into the equation.

Plus, there are the risks posed by fire as well as by flood, tornado, and other natural disasters. Those calamities can literally destroy your cash, taking it from you forever.

If you follow the news, you often see stories of people finding large sums hidden in old clothes or behind walls because the original owners simply forgot where their money was hidden.

Those are very real dangers that risk your hard-earned money and even your life.


Cash can be helpful, but it’s not always a solution. By keeping your money in a credit union like SAFE, you have ready access by check, debit card, and a variety of online banking services.

Our digital banking services make it easy to do almost all of your banking right from home – or from any place with internet access for your PC, tablet, or smartphone. And, thanks to a major upgrade earlier this year, you have more options and easier ways to connect. With SAFE’s online and mobile banking, you can:

  • Pay your bills
  • Deposit checks with your smartphone
  • View your account balances and transaction activity
  • Move money between your SAFE deposit accounts
  • Send money to friends, family, and most anyone else
  • Transfer funds to your accounts at other financial institutions

If you’re not already enrolled in SAFE’s digital banking services, simply call our Member Service Center at 800-763-8600, ext. 2375 to get your initial username and password. From there, you just log in, set up your permanent username / password, and start enjoying the freedom of digital banking from the comfort of your desktop or mobile phone.

Remember, on those occasions when you do need cash, you always have 24/7 access to SAFE’s ATM and PTM network as well as thousands of surcharge-free ATMs across the nation.