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Drive a little happiness home.


Consider these benefits of a SAFE auto loan:

• 2.74% APR* for up to 60 months for qualifying vehicles
• No payment for up to 90 days for qualified borrowers*
• Apply online 24/7 from your home or office
• Financing available up to 84 months for qualifying vehicles*

Finance with SAFE, and get rates and terms designed to make you happier.

Have you ever experienced one of those 'happy' moments when you find a $20-bill in your jacket?

At SAFE Federal Credit Union, we want to help you enjoy another one of those happy moments, and it could be worth well more than twenty dollars. Right now, if you refinance your existing car loan to SAFE from another lender, you can enjoy rates as low as 2.24% APR for up to 36 months*.

We're also offering rates as low as 2.74% APR for up to 60 months*. You may even have up to 90 days until your first payment is due*. That's like having a three-month summer vacation from your card loan payments when you need it most.

Here's another little happy moment for you: applying for an auto-loan with SAFE Federal Credit Union couldn't be easier. Simply click on the button below to apply online. It's the easy and safe way to start the process.


If you still need personalized help, we're available by phone, too. We can evaluate your current auto loan and help find ways to lower your monthly payments. Contact us for a free payment analysis at 1-800-763-8600, ext. 2375.

Being a SAFE Federal Credit Union member matters because you get more than a car loan. These added membership perks are all designed to add even more happiness to your life.

  • Discounted GAP Coverage
  • Credit Life Insurance
  • Credit Disability Insurance
  • Low-cost Extended Warranty Plans

As always, we thank you for your membership.
Be safe (and happy) out there.

 * APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rates of 2.24% APR and 2.74% APR are subject to creditworthiness and credit approval. Rate is determined by credit score, term, and model year of the vehicle. Payment example: on a $25,000 auto at 2.24% APR for 36 months, your payment would be $719/month. On a $25,000 auto at 2.74% APR for 60 months, your payment would be $447/month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.

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