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Get more Out of Your House. Refinance!


Refinance your home loan with SAFE Federal Credit Union and get up to 95 percent cash-out of your home's equity* to pay for other things—like renovations, college tuition, or even starting your own business. Compare that to the 80% cash-out maximum you'll find most anywhere else!

It’s like turning your house into your own personal ATM machine.

Plus, mortgage loan interest rates are at record lows, and home values are skyrocketing, so it’s a smart time to refinance your home mortgage with SAFE.

Even if you’ve financed your home recently, you may secure an even better rate with little-to-no out-of-pocket costs.

Get Your Custom Quote

Need a good reason to re-finance with safe? try five.

  • Interest rates as low as 2.75% APR.*
  • 95% home equity cash-out. (most banks offer 80%)*
  • Lower monthly payments.
  • Low rates won't last forever.
  • Apply online in minutes 24/7.

Get preapproved now

* Loans are subject to credit union membership, eligibility and verification of information provided on the application. Some restrictions apply. All loans subject to credit approval. For fixed-rate mortgages, Annual Percentage Rates (APR) are fixed and not subject to increase after consummation. An example of a typical 30-year fixed rate mortgage is as follows: A loan amount of $250,000 with a note rate of 3.500% (3.546% APR) would result in a monthly principal and interest payment of $1,122.61. Stated monthly payment amount does not include taxes or insurance costs. Therefore, the payment obligation will be greater. Terms & conditions are subject to change at any time without prior notice.

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