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It’s important to choose a lender who can lock-in your mortgage rate while you shop for the perfect home. There’s nothing worse than finding the home of your dreams, only to find out mortgage rates went up and you can no longer afford the payment. When you’re preapproved for a mortgage at SAFE, we will guarantee your rate for up to 120 days while you shop for the perfect home, so there’s no need to worry if mortgage rates go up. Take a look for yourself, here!

A home inspection can help you avoid any costly surprises that may come up when purchasing your home. It can give you, the buyer, an opportunity to arrange any repairs or negotiate the selling price before you sign on the dotted line.
When you’re waiting on your mortgage loan to get approval, you should avoid making any large, out-of-the-norm deposits to your account. Your lender may question the additional funds, or possibly deny your loan if you can’t prove the deposit is legitimate.
