Available certificate rates are listed below.

Rates are subject to change. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Early withdrawal penalties may apply. Certificate rates are fixed for the term of the account. APY = Annual Percentage Yield. Rates current as of Sep 7, 2016

IRA Certificate

Minimum to Open: $1,000
Minimum to Earn Dividends: $1,000

Term (in months): 12
  • Up to $50k: 0.35% APY
  • $50k+: 0.60% APY
  • $100k+: 0.70% APY

Term (in months): 18
  • Up to $50k: 0.45% APY
  • $50k+: 0.70% APY
  • $100k+: 0.80% APY

Term (in months): 24
  • Up to $50k: 0.50% APY
  • $50k+: 0.75% APY
  • $100k+: 0.85% APY

Term (in months): 30
  • Up to $50k: 0.55% APY
  • $50k+: 0.80% APY
  • $100k+: 0.90% APY

Term (in months): 36
  • Up to $50k: 0.65% APY
  • $50k+: 0.90% APY
  • $100k+: 1.01% APY

Term (in months): 48
  • Up to $50k: 0.75% APY
  • $50k+: 1.01% APY
  • $100k+: 1.11% APY

Term (in months): 60
  • Up to $50k: 1.10% APY
  • $50k+: 1.35% APY
  • $100k+: 1.45% APY

Investment Certificate

Minimum to Open: $1,000
Minimum to Earn Dividends: $1,000

Term (in months): 12
  • Up to $50k: 0.35% APY
  • $50k+: 0.60% APY
  • $100k+: 0.70% APY

Term (in months): 18
  • Up to $50k: 0.45% APY
  • $50k+: 0.70% APY
  • $100k+: 0.80% APY

Term (in months): 24
  • Up to $50k: 0.50% APY
  • $50k+: 0.75% APY
  • $100k+: 0.85% APY

Term (in months): 30
  • Up to $50k: 0.55% APY
  • $50k+: 0.80% APY
  • $100k+: 0.90% APY

Term (in months): 36
  • Up to $50k: 0.65% APY
  • $50k+: 0.90% APY
  • $100k+: 1.01% APY

Term (in months): 48
  • Up to $50k: 0.75% APY
  • $50k+: 1.01% APY
  • $100k+: 1.11% APY

Term (in months): 60
  • Up to $50k: 1.10% APY
  • $50k+: 1.35% APY
  • $100k+: 1.45% APY

Money market Account Certificates

Minimum to Open: $1,000
Minimum to Earn Dividends: $1,000

Term (in months): 3
  • Up to $50k: 0.15% APY
  • $50k+: 0.40% APY
  • $100k+: 0.50% APY

Term (in months): 6
  • Up to $50k: 0.20% APY
  • $50k+: 0.45% APY
  • $100k+: 0.55% APY

EASY STREET Account Certificate

Ages 50 or Better

Minimum to Open: $1,000
Minimum to Earn Dividends: $1,000

Term (in months): 24
  • Up to $50k: 0.60% APY
  • $50k+: 0.85% APY
  • $100k+: 0.95% APY

U29 Account Certificate

Ages 18 – 29

Minimum to Open: $500
Minimum to Earn Dividends: $500
Term (in months): 12
Annual Percentage Yield (APY): 0.35%

Y Account Certificate

Ages 13 – 17

Minimum to Open: $500
Minimum to Earn Dividends: $500
Term (in months): 12
Annual Percentage Yield (APY): 0.35%

Money Circus Account

Ages 0 – 12

Minimum to Open: $100
Minimum to Earn Dividends: $100
Term (in months): 12
Annual Percentage Yield (APY): 0.35%