SAFE Credit Cards: All You Need

SAFE is now offering two new Visa credit card programs that cater to our member's needs - featuring enhanced security and your choice of robust rewards or a low interest rate. 

  • Our NEW! Rewards Visa® is the perfect choice for members who enjoy a robust rewards/points program. 
  • Our NEW! Low Rate Visa® is a great fit for members who carry a balance and desire our lowest interest rate.

Both programs feature enhanced security through our new EMV (EuroPay, MasterCard, and Visa) Platinum Visa® credit cards that contain a dynamic data chip, offering a more secure form of payment. 


The new Rewards Visa® and Low Rate Visa® also come with several added benefits, including: 

  • Eligible for 0% Introductory Rates for purchases for the first 12-months the new account is opened 
  • Eligible for 1.99% Introductory Rate for Balance Transfers for the first 12-months the new account is opened. 

Disclaimer: Terms and Conditions subject to change without notice. Subject to member credit approval. Rate may vary based on individual creditworthiness.

white and blue credit card features table

Credit Card Agreement & Disclosures: Rewards Visa®
Credit Card Agreement & Disclosures: Low-Rate Visa®

Apply Today

Apply today for your new Rewards Visa® or Low Rate Visa® by calling a member service representative at 800-763-8600 or by visiting your local SAFE branch. 

Important Information

Customer Service: 855-556-1963

To report a Lost/Stolen Credit Card: 800-449-7728
If out of the country, members can call collect: 727-571-2200

Card Activation (within U.S.): 800-631-3197

Cardholder Select PIN, if applicable: 888-886-0083

CURewards, if applicable: 800-637-7728

Statement Payment Address: Visa  |  PO Box 71050  |  Charlotte, NC 28272-1050

1Introductory rate offered on purchases for the first 12 billing cycles a new account is open.
2Introductory rate offered on balance transfers for the first 12 billing cycles a new account is open.
1 & 2 Beginning on the first day of the 12 billing cycles after the account has been open, purchases and cash advances will be subject to the approved interest rate and any changes based on Wall Street Journal prime disclosed at account opening.
*APR = Annual Percentage Rate are based on credit worthiness and prime rate. Your APR will vary with the market based on the Wall Street Journal prime rate.

How we will calculate Your Balance: We will use a method called “average daily balance (including new purchases”). See your account agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Security Interest: The credit union will acquire a security interest in the property purchased with your credit card; and collateral securing other loans with us may also secure this account. Also, you are giving us a security interest in all individual and joint share and/or deposits accounts you have with us now or in the future.

The information about the costs of the card described in this application is accurate as of 08/01/15.  This information may have changed after that date. To find out what may have changed, call 800-763-8600 or 803-469-8600, or write SAFE Federal Credit Union, P. O. Box 2008, Sumter, SC 29151-2008.

To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.

Get details regarding your Classic Visa Platinum Rewards Card (effective for accounts opened 1/1/89 - 7/22/15)