Send or Receive Money Anytime


Need to repay a friend for concert tickets? Need to collect gift money for the boss' baby shower? Forget the hassle of writing checks or running to the ATM. Instead, use Popmoney.

There's a quick and easy way to pay the people you know. Popmoney - a part of SAFE's CheckFree Online Bill Pay. Now you can send or receive money the easy way at anytime.

As part of our CheckFree Online Bill Pay service, all you need is the person's e-mail address or mobile phone number. The money goes directly from your bank account into your friend's account usually within one business day, regardless of where they bank. And best of all, no more checks, stamps, or cash.

What is Popmoney?

Use Popmoney to pay anyone you know, or owe - it's the easy way to send and receive money directly from your SAFE Federal Credit Union account. Pay your rent or send money to your kids away at college - it's safe and secure and all you need is an email address or mobile phone number.

What's the most important thing I should know about Popmoney?

The upgraded Popmoney will be even easier for you AND your friends and family to use. You'll enjoy a better, more powerful user experience, as will your friends and family who use It's easier for you and easier for your friends and family to send and receive money safely and securely in just a few simple steps.
Some of my friends and family bank outside the "network" and have to go to What will this mean for them?

People who do not use a bank or credit union in the Popmoney network can use the Popmoney service at the upgraded* There, they can send and receive money just as you do here at SAFE.  *Terms and conditions apply.

How secure is Popmoney? 

From the moment information is sent to Popmoney to the time it is stored and accessed again, it is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else's payment, one-time passcodes are used. For every initial payment to a new email address or mobile phone number, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney to verify his "ownership" of that mobile number or email address before he can deposit the payment.

How fast can I send and receive money with Popmoney?

With Popmoney, a recipient can receive money in as little as one business day. However, in some cases it may take longer.  For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Limits can and will vary and can be checked by clicking the Help icon on the Send Money screen.

How will payment limits be handled under the upgraded service?

Limits may vary by user and financial institution.  Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can always check your limits by going to the "Send Money" screen within the Popmoney service and clicking on the "Help" icon next to the "Amount" field.