Use the equity in your home to pay for what you need right now.

SAFE offers home equity line of credit (HELOC) loans for whatever you may need - from back to school expenses, to home improvement, or even a little early holiday shopping. No matter what you choose, SAFE can help you make the most of the equity you have in your home.

Your SAFE home equity line of credit will allow you to write yourself a loan, whenever you need it.


You decide how to use your SAFE home equity line of credit, which you can access through personalized checks, the member call center, SAFENET, SAFE Touch, or a local branch. You decide when to use your line of credit, how much to borrow, and how to spend the proceeds of your loan.

Your HELOC is the loan you need, when you need it.

  • Low payment options
  • Interest could be tax-deductible
  • Borrow up to 80% of your home's value
  • Fast and easy to apply and close
  • May provide tax benefits (See tax advisor for more details)
  • Advance only amounts needed

To learn more and to begin the application process, please call (803) 469-8600 ext. 2313 or visit us at one of our SAFE branches