Looking to make a new furniture purchase, take that overdue dream vacation, or need to cover an emergency expense? SAFE is here with loan options that meet your needs.
What is a personal loan?
You can use a personal loan for just about anything. Many of our members use their loans for:
- Engagement ring
- Medical expense
FEATURES AND BENEFITS of personal loans
- Provides loan amounts from $250 up to a maximum of $25,000
- Terms up to 72 months
- Flexibility of loan for every size or need
- Convenient to have choice of terms
- Save money by maintaining good credit
|Loan Amount||Max Term (in months)||APR* (as low as)|
checking overdraft line of credit
SAFE offers an overdraft line of credit to give you peace of mind when unexpected expenses come up. It's simply a loan attached to your checking account that can help cover expenses and avoid bounced checks, missed payments, and standard overdraft fees. With limits available of up to $15,000 and one, low fixed rate, you'll never have to worry.
|Checking Overdraft Line of Credit||17.95%|
sHARE sECUREd lOANS
SAFE's Share Secured and Share Certificate Loans are a great way for you to borrow at a low, competitive rate using your own savings as collateral. If you're on a tight budget, or have limited credit, It's a convenient way to borrow since no credit is required. Your money stays in your account and continues to earn dividends. Plus, it's a great way to build credit when you make your payments on time.
|Description||APR* (as low as)|
|Shared Secured (36 months)||Share Rate Plus 3%|
|Share Certificate (36 months)||Share Certificate Rate Plus 3%|
* APR = Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score and term. Personal loan amount of $25,000 available with credit score of 730 or higher. Personal loan payment example: on a $7,500 personal loan at 4.99% APR for 60 months, your payment would be $142/month. Overdraft Protection loan payments are equal to 4% of the balance and a minimum payment amount of $20/month. Share certificate and share secured loans payment example: on a $5,500 share certificate/secured loan at 3.20% APR for 36 months, your payment would be $73/month. Conditions and terms are subject to change without notice.