Looking to make a new furniture purchase, take that overdue dream vacation, or need to cover an emergency expense? SAFE is here with loan options that meet your needs.

What is a personal loan?

You can use a personal loan for just about anything. Many of our members use their loans for:

  • Furniture/appliances
  • Vacations
  • Engagement ring
  • Medical expense

FEATURES AND BENEFITS of personal loans

  • Provides loan amounts from $250 up to a maximum of $50,000
  • Terms up to 84 months
  • Flexibility of loan for every size or need
  • Convenient to have choice of terms
  • Save money by maintaining good credit

Personal Loan rates

Description APR* (as low as)
Personal Loan 6.99%

checking overdraft line of credit

SAFE offers an overdraft line of credit to give you peace of mind when unexpected expenses come up. It's simply a loan attached to your checking account that can help cover expenses and avoid bounced checks, missed payments, and standard overdraft fees. With limits available of up to $15,000 and one, low fixed rate, you'll never have to worry.

Description APR* 
Checking Overdraft Line of Credit 17.95%


SAFE's Share Secured and Share Certificate Loans are a great way for you to borrow at a low, competitive rate using your own savings as collateral. If you're on a tight budget, or have limited credit, It's a convenient way to borrow since no credit is required. Your money stays in your account and continues to earn dividends. Plus, it's a great way to build credit when you make your payments on time. 

Description APR* (as low as)
Shared Secured (36 months) Share Rate Plus 3%
Share Certificate (36 months) Share Certificate Rate Plus 3%

If you've already applied for a loan, you can easily check the status of your application through our online portal.

* APR = Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score and term. Personal loan payment example: on a $7,500 personal loan at 9.99% APR for 60 months, your payment would be $153/month. Overdraft Protection loan payments are equal to 4% of the balance and a minimum payment amount of $20/month. Share certificate and share secured loans payment example: on a $5,500 share certificate/secured loan at 3.20% APR for 36 months, your payment would be $73/month. Conditions and terms are subject to change without notice.