Personal Loans
Looking to make a new furniture purchase, take that overdue dream vacation, or need to cover an emergency expense? SAFE is here with loan options that meet your needs.
What is a personal loan?
You can use a personal loan for just about anything. Many of our members use their loans for:
- Furniture/appliances
- Vacations
- Engagement ring
- Medical expense
FEATURES AND BENEFITS of personal loans
- Provides loan amounts from $250 up to a maximum of $25,000
- Terms up to 72 months
- Flexibility of loan for every size or need
- Convenient to have choice of terms
- Save money by maintaining good credit
| Loan Amount | Max Term (in months) | APR* (as low as) |
|---|---|---|
| $250-$4,999 | 36 | 6.99% |
| $5,000-$7,499 | 48 | 5.99% |
| $7,500-$15,000 | 60 | 4.99% |
| $15,001-$25,000* | 72 | 4.99% |
checking overdraft line of credit
SAFE offers an overdraft line of credit to give you peace of mind when unexpected expenses come up. It's simply a loan attached to your checking account that can help cover expenses and avoid bounced checks, missed payments, and standard overdraft fees. With limits available of up to $15,000 and one, low fixed rate, you'll never have to worry.
| Description | APR* |
|---|---|
| Checking Overdraft Line of Credit | 17.95% |
sHARE sECUREd lOANS
SAFE's Share Secured and Share Certificate Loans are a great way for you to borrow at a low, competitive rate using your own savings as collateral. If you're on a tight budget, or have limited credit, It's a convenient way to borrow since no credit is required. Your money stays in your account and continues to earn dividends. Plus, it's a great way to build credit when you make your payments on time.
| Description | APR* (as low as) |
|---|---|
| Shared Secured (36 months) | Share Rate Plus 3% |
| Share Certificate (36 months) | Share Certificate Rate Plus 3% |
APPLY FOR A LOAN TODAY
* APR = Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score and term. Personal loan amount of $25,000 available with credit score of 730 or higher. Personal loan payment example: on a $7,500 personal loan at 4.99% APR for 60 months, your payment would be $142/month. Overdraft Protection loan payments are equal to 4% of the balance and a minimum payment amount of $20/month. Share certificate and share secured loans payment example: on a $5,500 share certificate/secured loan at 3.20% APR for 36 months, your payment would be $73/month. Conditions and terms are subject to change without notice.
