Identity thieves can strike even if you've been very careful with your personal information. Criminals use social media, dumpster diving, social engineering, and other activities to gather information about you before creating a false identity. 

Identity theft indicators:

  • Failing to receive normal bills or other mail.
  • Receiving cards or billing statements on accounts for which you did not apply.
  • Receiving calls from debt collectors or companies about merchandise or services you didn't buy.

HOw To Report identity theft

If you think you may be a victim of identity theft, take these steps:

  • File a police report with the local police department. Get a copy of the report to submit to your creditors and others that may require proof of the crime.
  • Report the fraud to your financial institution. 
  • Notify one of the three major credit bureaus and place a fraud alert on credit report: 

Equifax 1-800-525-6285
PO Box 740241
Atlanta, GA 30374-0241

Experian 1-888-397-3742
PO Box 9530
Allen, TX 75013

Transunion 1-800-680-7289
Fraud Victim Assistance Division
PO Box 6780
Fullerton, CA 92634-6790