Avoid delays with your tax refund by providing the correct Direct Deposit account information with your state or federal returns. Here are some helpful guidelines to make sure you are submitting the correct information:

I want my refund deposited to savings:
Routing Number: 253279691
Savings Account Number: This number is unique to every member and can be found on your Membership Card (see an example below). Call us at 1-800-763-8600, or visit your nearest branch location if you need a replacement Membership Card.
Account Type: Savings
SAFE FCU Membership Card
i want my refund deposited to Checking:
Routing Number: 253279691
Checking Account Number: This is a 10-digit number that is unique to every member and can be found at the bottom of your checks (see an example below). Please note, you must include any leading zeros. Call us at 1-800-763-8600, or visit your nearest branch location if you need help locating this number.
Account Type: Checking
example of a check


  • SAFE only has one routing number 253279691
  • When posting to a savings account, you will need your member number/savings account number. Only primary savings accounts can receive ACH transactions. (The Automated Clearing House, an electronic network for financial transactions in the United States. These transactions include, but aren’t limited to: direct deposits, payrolls, vendor payments, tax refunds, etc.)
  • When posting to a checking account, you will need the full ten (10) digit book number

Getting your Refund

In order to get your tax refund deposited directly to your account, all account information must be correct. We are not liable for deposits to wrong accounts if the account number and account coding do not match. If we are notified of a direct deposit tax refund where the beneficiary is not listed on the account it was deposited to, we will return it if the funds are available.  If the funds are unavailable, then you will have to consult your tax preparer or the IRS. If the deposit is destined for a closed account, you must reopen the account prior to the refund being presented for posting. Tax refunds cannot be used to reopen accounts.

Avoiding Fraud

The IRS does not call account holders, they mail letters. If you receive a phone call from the IRS, it’s a scam. If a member’s tax refund is rejected due to duplication, someone else has already filed their taxes. Accounts are limited to 3 tax refund ACH deposits to deter fraud. If you find yourself a victim of fraud, you must file the IRS Form 14039 and take steps to secure your information.