SAFE Federal Credit Union offers several products and services to eligible businesses, organizations and associations.  To learn if your business, organization and association qualifies contact one of our Business Service Representatives today by calling 800.763.8600 ext. 2375, emailing business.services@safefed.org or visiting any of our branch locations.

PRODUCTS AND SERVICES FOR BUSINESSES

See the Business Services Rate Schedule and Business Services Fee Schedule for additonal details.
Savings Accounts
Checking Accounts
Share Certificates
Debit Cards

In addition to establishing the required membership savings account, business members may establish one additional savings account.  

Business members may establish up to two checking accounts.  

Business members may establish share certificate accounts.  

Business members may access their accounts using a SAFE Federal Credit Union-issued debit card.  

Online Banking
Mobile Banking
Telephone Banking
Overdraft Protection and Linked Accounts

Business members have access to  online banking and may also  enroll to receive eStatements  through online banking. Sole  Proprietorships also have access to Bill Pay.

Mobile banking gives you access to your business account information from any mobile phone or tablet with text messaging, mobile web access or  through a downloadable App.

With telephone banking, you have access to your business accounts 24-hours a day by calling 800.763.8600 ext. 2356 from a touch-tone phone.

Overdraft Privilege Services are available on up to two business checking accounts. Members may  also link their business checking account with a business savings account to set up automatic transfers when funds are not available to cover transactions.

Establishing your business account

To establish your business account, you will need to schedule an appointment with a Business Service Representative by calling or email us. Please bring a completed Business Services Membership Application and Signature Card to your appointment, along with the required documentation.

For additional information about our business accounts, please review the following disclosures:

Depending on your business type, you may be required to submit the following forms:

REQUIRED DOCUMENTATION

If your business is tax exempt, you must also present your determination or affirmation letter from the IRS confirming your tax-exempt status.

Sole Proprietorship
  • Federal Tax Identification Number (TIN) Letter (if using an EIN)
  • Tax Return (Schedule C) (if available)
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Business Services Membership Application and Signature Card
  • Authorization Designation
Limited Partnership and Limited Liability Partnership
  • Federal Tax Identification Number (TIN) Letter
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Partnership Agreement (listing all partners)
  • Certificate of Existence (if 12 months or older) (within last 30 days)
  • Filed Fictitious Name Certificate (or Certificate of Assumed Name) (if applicable)
  • Business Services Membership Application and Signature Card
  • Authorization Designation
  • Certification of Beneficial Owners
General Partnership
  • Federal Tax Identification Number (TIN) Letter
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Partnership Agreement (listing all partners)
  • Filed Fictitious Name Certificate (or Certificate of Assumed Name) (if applicable)
  • Business Services Membership Application and Signature Card
  • Authorization Designation
  • Certification of Beneficial Owners
Limited Liability Company
  • Federal Tax Identification Number (TIN) Letter (if using an EIN)
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Filed Articles of Organization
  • Operating Agreement (and any amendments) (if available)
  • Certificate of Existence (if 12 months or older) (within last 30 days)
  • Filed Fictitious Name Certificate (or Certificate of Assumed Name) (if applicable)
  • Business Services Membership Application and Signature Card
  • Authorization Designation
  • Certification of Beneficial Owners
Corporation
  • Federal Tax Identification Number (TIN) Letter
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Filed Articles of Incorporation
  • Bylaws
  • Certificate of Existence (if 12 months or older) (within last 30 days)
  • Filed Fictitious Name Certificate (or Certificate of Assumed Name) (if applicable)
  • Business Services Membership Application and Signature Card
  • Authorization Designation
  • Certification of Beneficial Owners
Incorporated Organization or Association
  • Federal Tax Identification Number (TIN) Letter
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Filed Articles of Incorporation
  • Bylaws or Charter
  • Certificate of Existence (if 12 months or older) (within last 30 days)
  • Filed Fictitious Name Certificate (or Certificate of Assumed Name) (if applicable)
  • Business Services Membership Application and Signature Card
  • Authorization Designation
  • Certification of Beneficial Owners
Unincorporated Organization or Association
  • Federal Tax Identification Number (TIN) Letter
  • Driver's License and Social Security Number of all Owners and Authorized Signers
  • Business License or Proof of Business Address
  • Bylaws or Charter
  • Filed Fictitious Name Certificate (or Certificate of Assumed Name) (if applicable)
  • Business Services Membership Application and Signature Card
  • Authorization Designation

merchant services

SAFE is proud to offer merchant services through our partner Electronic Merchant Systems. EMS works with your business, large or small, to offer convenient payment processing for your customers.

Available services:
  • Credit and debit card processing
  • EMV and Apple Pay
  • Mobile Processing
  • MaxxPay POS
  • Gift and loyalty cards
  • Mobile loyalty
  • Web solutions and shopping carts 

GET STARTED WITH MERCHANT SERVICES

additional information

For South Carolina businesses, to obtain a Certificate of Existence or Fictitious Name Certificate visit the South Carolina Secretary of State’s website.

If you have lost or misplaced your Employer Identification Number (EIN) visit the website of the Internal Revenue Service (IRS).

To obtain a letter from the Internal Revenue Service (IRS) confirming your tax-exempt status, visit their website here.

Proof of address can be verified with a business license, utility bill, insurance card, or statement, cable or phone bill (not more than 30 days old), filed tax return or Schedule C or Certificate of Existence or Good Standing if address is present.

SAFE Federal Credit Union reserves the right to request additional verification or documentation at any time.