SAFE Federal Credit Union offers several products and services to eligible businesses, organizations and associations. To learn if your business, organization, or association qualifies contact one of our Business Service Representatives today by calling 800.763.8600 and selecting Option 5. You also can email business.services@safefed.org or visit any of our branch locations.
Products and Services for South Carolina Businesses
See the Business Services Rate Schedule and Business Services Fee Schedule for additional details.
Savings Accounts | Checking Accounts & Money Market Checking Accounts | Share Certificates | Debit Cards |
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In addition to establishing the required membership savings account, business members may establish one additional savings account. | Business members may establish up to two checking accounts. Business members may establish up to two Money Market Accounts. | Business members may establish share certificate accounts. | Business members may access their accounts using a SAFE Federal Credit Union-issued debit card. |
Online Banking | Mobile Banking | Telephone Banking | Overdraft Protection and Linked Accounts |
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Sole proprietorship business members have access to online banking, may enroll to receive eStatements, and have access to Bill Pay. | Mobile tablet with text messaging, mobile web access or through a downloadable app. | With telephone banking, you have access to your business accounts 24 hours a day by calling 800.763.8600, ext. 2356 from a touch-tone phone. | Overdraft Privilege Services are available on up to two business checking accounts. Members may also link their business checking account with a business savings account to set up automatic transfers when funds are not available to cover transactions. |
How to Establish a Business Account with SAFE
To establish your business account, you can schedule an appointment with a Business Service Representative by either:
- Calling 800.763.8600 and selecting Option 5.
- Emailing business.services@safefed.org.
- Visiting one of our branch locations.
If you like, you can get an early start by completing the Business Services Membership Application and gathering the documents we'll need in order to set up your account.
The following schedules and disclosures provide additional information about our business accounts:
- Business Services Rate Schedule
- Business Services 9-month Special Rate Package
- Business Services 19-month Special Rate Package
- Business Services Fee Schedule
- Business Services Privacy Disclosure
Depending on your business type, we may also need:
- Business License (required for all entities who do business in any county that requires a business license)
- Certification of Beneficial Ownership

Contact us.
Connect with a SAFE Business Service Representative by calling or emailing us or stopping by your nearest branch. We’re here to help.
What documentation is required?
If your business is tax exempt, you must also present your determination or affirmation letter from the IRS confirming your tax-exempt status.
- Sole Proprietorship
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- Federal Tax Identification Number (TIN) Letter (if using an EIN)
- Tax Return (Schedule C) (if available)
- Driver's License and Social Security Number of Owner and Authorized Signers
- Business License or Proof of Business Address
- Business Services Membership Application and Signature Card
- Authorization Designation
- Limited Partnership and Limited Liability Partnership
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- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License or Proof of Business Address
- Partnership Agreement (listing all partners)
- Certificate of Existence (if 12 months or older) (within the last 30 days)
- Business Services Membership Application and Signature Card
- Authorization Designation
- Certification of Beneficial Owners
- Registration of Limited Liability Partnership (for LLPs only)
- Certificate of Limited Partnership (for LPs only)
- General Partnership
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- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License or Proof of Business Address
- Partnership Agreement (listing all partners)
- Business Services Membership Application and Signature Card
- Authorization Designation
- Certification of Beneficial Owners
- Limited Liability Company
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- Federal Tax Identification Number (TIN) Letter (if using an EIN) (single owner LLCs using a SSN do not need a TIN letter)
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License or Proof of Business Address
- Filed Articles of Organization
- Operating Agreement and any amendments (not applicable to single owner LLC)
- Certificate of Existence (if 12 months or older) (within the last 30 days)
- Business Services Membership Application and Signature Card
- Authorization Designation
- Certification of Beneficial Owners
- Corporation
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- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License or Proof of Business Address
- Filed Articles of Incorporation
- Bylaws
- Certificate of Existence (if 12 months or older) (within the last 30 days)
- Minutes from last Board Meeting
- Business Services Membership Application and Signature Card
- Authorization Designation
- Certification of Beneficial Owners
- Incorporated Organization or Association
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- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Business Owners/Shareholders, and Authorized Signers
- Proof of Business Address
- Filed Articles of Organization or Charter
- Bylaws
- Certificate of Existence (if 12 months or older) (within the last 30 days)
- Business Services Membership Application and Signature Card
- Authorization Designation
- Certification of Beneficial Owners
- Unincorporated Organization or Association
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- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Shareholders and Authorized Signers
- Business License or Proof of Business Address
- Bylaws
- Charter
- Business Services Membership Application and Signature Card
- Authorization Designation
- Minutes from last Board Meeting (showing where officers were elected)
Additional Business Banking Information
If you have lost or misplaced your Employer Identification Number (EIN) visit the website of the Internal Revenue Service (IRS).
To obtain a letter from the Internal Revenue Service (IRS) confirming your tax-exempt status, visit the IRS website.
Proof of address can be verified with a business license, utility bill, insurance card, or statement, cable, or land-line phone bill (not more than 30 days old), filed tax return or Schedule C or Certificate of Existence or Good Standing if address is present.
SAFE Federal Credit Union reserves the right to request additional verification or documentation at any time.

Merchant Services
SAFE is proud to offer merchant services through our partner Electronic Merchant Systems®. EMS works with your business, large or small, to offer convenient payment processing for your customers, including:
- Credit and debit card processing
- EMV and Apple Pay®
- Mobile Processing
- MaxxPay® POS
- Gift and loyalty cards
- Mobile loyalty
- Web solutions and shopping carts