Cards & Loans

Get what you need, when you need it with a credit card, mortgage, auto loan, or personal loan from SAFE.

South Carolina Mortgages, Personal Loans, Auto Loans & Credit Cards

Are you ready to purchase a new home or car? Or do you need a personal loan to help cover expenses like a new appliance, engagement ring, or medical bills? Low interest rates and fixed-rate loan opportunities available through SAFE Federal Credit Union make paying back what you owe that much simpler.

Why borrow from a credit union?

As a not-for-profit credit union, SAFE works for our members instead of catering to investors. We focus on offering our members low rates and terms they can afford. See how our personalized service can help find loan solutions for you.

*Disclosures

Loan

Disclosure

Auto Loans
* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rate is determined by credit score, term, and vehicle model year. Payment example: on a $25,000 auto at 2.49% APR for 36 months, your payment would be $722/month. On a $25,000 auto at 3.24% APR for 60 months, your monthly payment would $452/ month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.
Recreational Vehicle Loans
*APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice.
Mortgages
*APR= Annual Percentage Rate. Loans are subject to credit union membership, eligibility and verification of information provided on the application. Some restrictions apply. All loans subject to credit approval. For fixed-rate mortgages, Annual Percentage Rates (APRs) are not subject to increase after consummation. An example of a typical 30-year fixed rate mortgage with a down payment of 20% is as follows: a loan amount of $250,000 with a note rate of 4.875% with an APR of 4.931% would result in a monthly principal and interest payment of $1,323.02. The stated monthly payment amount does not include taxes or insurance costs and, therefore, the payment obligation will be greater. Terms and conditions are subject to change at any time without prior notice.
Personal Loans
* APR = Annual Percentage Rate. Debt consolidation available only for loans financed by institutions other than SAFE. Proof of address and verification of income are required. Minimum loan amount is $250. Payment Example: for $10,000 at 7.99% APR for 60 months your payment would be $203/month. All loans are subject to creditworthiness and credit approval. Maximum unsecured loan limits apply. Conditions and terms are subject to change without notice.
Credit Cards
*APR = Annual Percentage Rate are based on credit worthiness and prime rate. Your APR will vary with the market based on the Wall Street Journal prime rate.

 

 

Skip Pay

Skip a Loan Payment

If you have your car, boat, or motorcycle loan with SAFE, you may be eligible to skip a payment and put that money toward something else. Many of our other loans also qualify!

SAFE Cents

Calculate Your Credit Score

Ever wonder why your credit score is what it is? We break down the five factors that may determine how easy it will be for you to borrow money.

Loan Resources

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Talk to a loan officer.

How does a personal loan work? How much mortgage can you afford? We’re here to help answer your questions.