We're Here For You
Let us help you
Wherever you want to go, we’ve got resources and solutions to help you get there. As one of the largest and most trusted credit unions in South Carolina, we're here to help you achieve your financial goals.
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Apply for a Mortgage
Pay as little as 0% down on a mortgage for your next home, with loan repayment terms ranging from 10 to 30 years.
Build Your New Home
Finance up to 95% of the cost to build your new home with SAFE’s construction-permanent mortgage.
Find the Right Mortgage Options
What monthly payments can you afford? Should you get an adjustable or fixed-rate mortgage? Weigh mortgage decisions with our selection of mortgage calculators.
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Get a Car Loan
Need help financing a car? Check out our low rates and flexible terms. You could even wait up to 90 days to make your first payment!
Buy Your Car Online
Skip the car buying hassles. Find your vehicle, lock in savings, and complete your paperwork at home through our online TrueCar buying program.
Budget For Your Car
Run the numbers and understand all the variables before you commit to a new or used car contract.
Save On Your Purchase
Buying a car is an important financial decision. Do your homework before you get started.
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Open an IRA
Discover retirement savings options with possible tax advantages now or later. SAFE offers two popular Individual Retirement Account (IRA) options—traditional and Roth. Learn more about IRA contribution requirements and restrictions.
Get an Investment Certificate
With some of the best rates around, SAFE’s money market options and share certificates provide no-worry earnings and the assurance that comes with NCUA deposit insurance up to $250,000.
Meet with a Financial Advisor
SAFE’s MEMBERS Financial Services Program offered through CUNA Brokerage Services, Inc. gives you free access to our team of financial professionals to help you plan and protect what matters most to you.
Figure Out How Much You Need
Planning is key to a worry-free retirement, but there are so many elements to consider. We’ll walk you through the most important step in retirement planning.
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Consolidate Your Debt
Did you know there’s a way to pay down your credit debt faster and with way less interest? Learn how to combine several payments into one, and possibly lower your interest along the way.
Get a Personal Loan
Simplify your life. Consolidate your smaller, higher interest rate loans into a single low-rate personal loan from SAFE with one low monthly payment. You could pay less and even save on interest.
Pay Off Your Credit Card
Trying to develop a payment plan to get credit card debt off your mind? Use SAFE’s helpful calculator to see how long it might take for you to be debt free.
Talk to a Financial Counselor
Our experienced, in-house financial counselor provides free services to SAFE members and can help provide guidance on how to move through a difficult financial situation.
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CashQuick
Cash in your account. Anytime. Anywhere.
With CashQuick from SAFE, borrow up to $2,000 in minutes. 24/7/365.
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MORTGAGE SEMINAR
Ready for your dream home?
Join SAFE for a FREE Mortgage Seminar at our West Columbia Branch on February 8.
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WIN WITH SAFE!
Enter to win SAFE's Fan-tastic Gamecock Giveaway!
Enter for your chance to score tickets to the USC vs. Georgia Basketball game on February 26, and a basketball signed by Coach Dawn Staley!
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SAFE Cents
Discover the SAFE Cents Video Series!
Check out the latest episode of SAFE Cents where your host Mark (and his cat he named 'Credit Card'), as he teaches you a much easier way to pay off your debt without all the trouble.
Need a Reason to Try Safe? Try 5.
News & Financial Resources
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Blog Post1 min readSee It Now!You can never be too vigilant in the fight against identity theft. Join SAFE for a free community shred event to safely destroy your sensitive documents like bank statements, budgets, canceled checks... -
News1 min readSee It Now!SAFE Federal Credit Union members received annual bonus dividends and interest rebates totaling over $2.16 million—one of the highest givebacks in the credit union’s history. Distributed on January 1... -
SAFE Cents VideoSee It Now!Nearly every adult in the U.S. is in debt to some degree—probably because getting into debt is just so fun and easy to do. Getting out of debt? Not so much. It’s a hassle that often requires... -
SAFE Cents VideoSee It Now!Have you started planning for your retirement? An even bigger question is, “Do you know how much money you’ll need for retirement?” Most people don’t have real grasp on the answer. So, how can you...