Checking & Savings Accounts

Whatever your financial needs may be, SAFE Federal Credit Union has a checking or savings account solution tailored to you

Checking Made Simple

When you open a checking account with SAFE, there are no monthly service charges, no minimum balance requirements, and no per-check fees. 

Keep life affordable and convenient with a SAFE checking account. You have access to the latest high-tech amenities without giving up the personal attention you deserve. You’ll also enjoy:

  • Convenient, round-the-clock access to funds —Whether you’re transferring money, making a deposit, or paying a bill, banking is easier than ever before with SAFE’s 24/7 online and mobile account platforms.
  • Overdraft protection —Avoid the hassle and embarrassment of bounced checks with this simple safeguard. Choose from five different protection options to fit your lifestyle.
  • Visa® Debit Card—Access your funds anywhere Visa is accepted and get peace of mind with continuous fraud monitoring. SAFE’s debit card is the safest and most convenient way to pay.
  • No fees, no balance requirements to maintain your account—and much more!

Checking Account Options

Easy Access Savings

You can start a traditional savings account at SAFE with as little as a $5 opening deposit.

As a SAFE account holder, you’ll also enjoy: 

  • Regular quarterly earnings—SAFE distributes dividends—that is, your portion of our earnings—to members four times per year. Dividends are paid on your average daily balance.
  • Lasting financial protection—Our savings accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000. 
  • And much more!

Savings Account Options

Checking & Savings Account Rates

Annual Percentage Yield as high as
Money Market Checking
Annual Percentage Yield as high as
Regular Shares Savings
Annual Percentage Yield as high as
Flexible Savings
Annual Percentage Yield as high as

Why join a credit union?

According to the Credit Union National Association, more than 120 million Americans belong to a credit union. 

Some of the benefits of a credit union checking or savings account include: 

  • Generally lower fees and higher savings rates 
  • Personalized service 
  • Not-for-profit status means we serve our members, not investors 
  • Not everyone is eligible for membership with SAFE, but there are many ways to qualify. See if you qualify today. 

SAFE Membership Information

What do you need to open a checking account?

Once you’ve confirmed you are eligible for membership, you can open a checking or savings account online in about 10 minutes.  

Online applicants will need to provide the following items either digitally or by mail: 

  • Valid ID 
  • Proof of income 

Budgeting & Banking Resources

Open an Account Today

We’re here to help you access checking and savings account options tailored to your personal financial situation. If you have any questions, we’re happy to answer them.