Savings

Whatever your savings goals may be, SAFE Federal Credit Union has a solution. Explore the variety of savings account options available for members.      

Regular Share Savings Account

Invest in yourself with a Regular Share Savings Account from SAFE. With healthy quarterly dividends and flexible monthly fund transfer terms, Regular Shares accounts are among the most trusted savings options available for our members. 

Requirements 

  • Minimum Opening Deposit – $5 
  • Minimum Balance to Earn Dividends – $0.01 

Benefits 

  • Dividends compounded on the average daily balance and paid quarterly 
  • Six Regulation D transfers allowed per month 
  • Federally insured for up to $250,000 by the NCUA 

Open a Savings Account 

Flexible Savings Account 

At SAFE, you always have a primary savings account, but sometimes that’s not enough. When you need more than one savings account, there’s our Flexible Savings account. Enjoy one of the area’s most competitive yields with all the benefits of our Regular Shares Savings option.  

Requirements 

  • Minimum Opening Deposit – $1 
  • Minimum Balance to Earn Dividends – $1 
  • Only one withdrawal permitted per month – Account holders will incur a $1 fee on every withdrawal that exceeds the monthly single-withdrawal limit 

Benefits 

  • Dividends compounded on the average daily balance and paid quarterly 
  • Six Regulation D transfers allowed per month 
  • Federally insured for up to $250,000 by the NCUA 

Open a Savings Account

Holiday Club Savings Account 

Whether you’re saving up for a big summer vacation, or just setting aside a little cash for this year’s Christmas gifts, SAFE’s Holiday Club Savings Account is the perfect place to put money that you plan to use in the near future. 

Requirements 

  • Minimum Opening Deposit – $1 
  • Minimum Balance to Earn Dividends – $0.01 

Benefits 

  • Dividends compounded on the average daily balance and paid quarterly 
  • Six Regulation D transfers allowed per month 
  • Federally insured for up to $250,000 by the NCUA 

Open a Savings Account

Y Savings Account 

For teens looking to earn more and learn more, SAFE’s Y Savings Account is the perfect answer. The Y Savings Account – like our Y Checking Account – is exclusively for teens aged 13-17. Like our traditional savings accounts, Y Savings earns an attractive interest rate and the safety of federal deposit insurance. Learn more about the unique benefits associated with SAFE’s youth savings account option below. 

Requirements 

  • Minimum Opening Deposit – $5 
  • Age – Child must be 13-17 years old 

Benefits 

  • Dividends compounded on the average daily balance and paid quarterly 
  • Six Regulation D transfers allowed per month 
  • Federally insured for up to $250,000 by the NCUA 
  • No service fees for dormant accounts (those without any transactions in a twelve-month timeframe) 

Open a Savings Account

Easy Street Club 

This is an exclusive service for our members who are age 50 or better.

Requirements

To open an account, you need to meet one of the additional requirements below: 

  • Have at least $1,000 in combined savings balances 
  • Have a direct deposit of at least $300 

Additional Services 

  • Free customized SAFE checks when ordered one box at a time 
    • 2 maximum per year 
  • 5 free cashiers checks per month 
  • 10 free photocopies per visit 
  • Free fax service 

Benefits 

  • Social activities held for Club members 
  • Special rate on 2-year Easy Street Investment Certificate with no penalty for withdrawals for medical expenses 

Health & Education Savings 

Guard against unforeseen health-related expenses or prepare for college costs with a specialized savings account. 

 

Open a Savings Account

Save for the holidays, build your emergency fund, or increase your return on your investment with a SAFE savings account. Get started now or contact us to discuss your options.