Need a spot to set some extra cash aside for the holidays? What about a place for your rainy day, in-case-of-emergency fund? Whatever your savings needs may be, SAFE Federal Credit Union has a solution. Explore the variety of savings account options available for members.

Regular Shares Savings Account

Invest in yourself with a Regular Shares Savings Account from SAFE. With healthy quarterly dividends and flexible monthly fund transfer terms, Regular Shares accounts are among the most trusted savings options available for our members.

Requirements

  • Minimum Opening Deposit – $5
  • Minimum Balance to Earn Dividends – $0.01

Benefits

  • Dividends compounded on the average daily balance and paid quarterly
  • Six Regulation D transfers allowed per month
  • Federally insured for up to $250,000 by the NCUA
  • 0.20% annual percentage yield (APY)

Flexible Savings Account

Enjoy a greater return on your savings, along with all of the amenities associated with a Regular Shares Savings—as well as increased accessibility to funds—with our Flexible Savings Account option.

Requirements

  • Minimum Opening Deposit – $1
  • Minimum Balance to Earn Dividends – $1
  • Only one withdrawal permitted per month – Account holders will incur a $1 fee on every withdrawal that exceeds the monthly single-withdrawal limit

Benefits

  • All the benefits associated with a regular shares savings account
  • An annual percentage yield (APY) of 0.25%

Holiday Club Savings Account

Whether you’re storing up for a big summer vacation, or just setting aside a little cash for this year’s Christmas gifts, SAFE’s Holiday Club Savings Account is the perfect place to put money that you plan to use in the near future.

Requirements

  • Minimum Opening Deposit – $1
  • Minimum Balance to Earn Dividends – $0.01

Benefits

  • All the benefits associated with a regular shares savings account
  • 0.20% annual percentage yield (APY)

Y Savings Account

Good habits are hard to shake—that’s why financial literacy and fiscal responsibility should play a role in your child’s education as early as possible. Learn more about the unique benefits associated with SAFE’s youth savings account option below.

Requirements

  • Minimum Opening Deposit – $5
  • Age – Child must be 13 - 17 years old
  • Must be a joint account with the child’s parent/guardian

Benefits

  • All of the benefits associated with a regular shares savings account
  • 0.20% annual percentage yield (APY)
  • No service fees for dormant accounts—that is, those without any transactions in a twelve-month timeframe

Easy Street Club

This is an exclusive service for our members who are age 50 or older. Only 1 of the following qualifications below must be met:

  • Have at least $1,000 in combined savings balances
  • Have a direct deposit of at least $300
  • Pay a $12 annual fee

Additional Services

  • Free customized SAFE checks when ordered one box at a time
    • 4 maximum per year
  • Five free money orders per month
  • Ten free photocopies per visit
  • Free fax service
  • Special rate on two-year Easy Street Investment Certificate with no penalty for withdrawals for medical expenses

Benefits

  • Social activities held for club members
  • Saves money