Need a spot to set some extra cash aside for the holidays? What about a place for your rainy day, in-case-of-emergency fund? Whatever your savings needs may be, SAFE Federal Credit Union has a solution. Explore the variety of savings account options available for members.

Regular Shares Savings Account

Invest in yourself with a Regular Shares Savings Account from SAFE. With healthy quarterly dividends, flexible monthly fund transfer terms, and no service fees for accounts of a certain balance, Regular Shares accounts are among the most trusted savings options available for our members.

Requirements

  • Minimum Opening Deposit – $5
  • Minimum Balance to Earn Dividends – $0.01

Benefits

  • Dividends compounded on the average daily balance and paid quarterly
  • Six Regulation D transfers allowed per month
  • Federally insured for up to $250,000 by the NCUA
  • No service fees on balances of $500 or more, or for members under the age of 24
  • 0.20% annual percentage yield (APY)

Flexible Savings Account

Enjoy a greater return on your savings, along with all of the amenities associated with a Regular Shares Savings—as well as increased accessibility to funds—with our Flexible Savings Account option.

Requirements

  • Minimum Opening Deposit – $1
  • Minimum Balance to Earn Dividends – $1
  • Only one withdrawal permitted per month – Account holders will incur a $1 fee on every withdrawal that exceeds the monthly single-withdrawal limit

Benefits

  • All the benefits associated with a regular shares savings account
  • An annual percentage yield (APY) of 0.25%

Holiday Club Savings Account

Whether you’re storing up for a big summer vacation, or just setting aside a little cash for this year’s Christmas gifts, SAFE’s Holiday Club Savings Account is the perfect place to put money that you plan to use in the near future.

Requirements

  • Minimum Opening Deposit – $1
  • Minimum Balance to Earn Dividends – $0.01

Benefits

  • All the benefits associated with a regular shares savings account
  • 0.20% annual percentage yield (APY)

Y Savings Account

Good habits are hard to shake—that’s why financial literacy and fiscal responsibility should play a role in your child’s education as early as possible. Learn more about the unique benefits associated with SAFE’s youth savings account option below.

Requirements

  • Minimum Opening Deposit – $5
  • Age – Child must be 13 - 17 years old
  • Must be a joint account with the child’s parent/guardian

Benefits

  • All of the benefits associated with a regular shares savings account
  • 0.20% annual percentage yield (APY)
  • No service fees for dormant accounts—that is, those without any transactions in a twelve-month timeframe

Easy Street Club

This is an exclusive service for our members who are age 50 or older. Only 1 of the following qualifications below must be met:

  • Have at least $1,000 in combined savings balances
  • Have a direct deposit of at least $300
  • Pay a $12 annual fee

Additional Services

  • Free customized SAFE checks when ordered one box at a time
    • 4 maximum per year
  • Five free money orders per month
  • Ten free photocopies per visit
  • Free fax service
  • Special rate on two-year Easy Street Investment Certificate with no penalty for withdrawals for medical expenses

Benefits

  • Social activities held for club members
  • Saves money