Saving alone can’t prepare you for retirement—or cultivate the kind of assets you need to achieve your long-term financial goals, like traveling in your golden years, owning a vacation home, or helping out with your child or grandchild’s college education.

It pays to be strategic. It pays to be SAFE. Our Individual Retirement Accounts (IRAs), Money Market Accounts, and other investment options will help you build the future that you’ve always envisioned for yourself and your family.

Retirement Options

IRAs, Educational Savings Accounts, Health Savings Accounts—determining which option is the best fit for you can be a confusing process. Explore the benefits associated with each of our retirement account options to help you make the best choice.

SAFE members interested in opening any of the available retirement account options must provide and/or maintain the following:

  • A minimum opening deposit of $1
  • A minimum balance of $1, in order to earn dividends

All IRA and retirement-related accounts enjoy an annual percentage yield (APY) of 0.15% compounded on their daily balance. The cutoff date for yearly contributions to these accounts is April 15th, or whenever the tax-filing deadline may be.

Explore Retirement Options

Investment Options

Build and maintain your wealth with a smart investment portfolio. SAFE’s money market options, share certificates, and educational youth investment programs all have the potential to set account holders on a lasting path toward financial independence and personal resilience.

Explore Investment Options