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We obsess about car loans, so you don't have to.


At SAFE, we're obsessed with saving you as much money as possible, just last year, we made it possible for our members to save more than $500,000 in car loan interest. Talk about a healthy obsession!

If you're ready to buy a new car or refinance a high-rate car loan you may have elsewhere, we want to help you save, too. In fact, you can be pre-approved online in just moments. What's not to like about that?

Because, when it comes to car loans, we obsess—so you pay less.

Start the Loan Application

Need a good reason to finance with safe? try five.

  • Interest rates as low as 1.99% APR.*
  • Good for used cars, too.
  • 7-year loans for lower payments.
  • Up to 90 days before first payment.
  • Apply online in minutes 24/7.

Get preapproved now

* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rate is determined by credit score, term, and vehicle model year. Payment example: on a $25,000 auto at 1.99% APR for 36 months, your payment would be$716/month. On a $25,000 auto at 2.49% APR for 60 months, your monthly payment would $444/ month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.

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