Mobile & Online Banking

SAFE Federal Credit Union's Online and Mobile Banking platform provides top-tier online credit union services. With enhanced security, convenient bill pay, and innovative features, managing your accounts has never been easier. We make online banking in South Carolina (or anywhere you might be!) simple and seamless.

Get the Best in Online Credit Union Banking 

With SAFE’s cutting-edge online credit union and mobile banking services, you can access the latest banking technology at your fingertips. Enjoy streamlined security, bill pay, and innovative features designed to make managing your accounts easier and more convenient.

24/7 Access, Robust Security, & Effortless Money Management

Online Banking Benefits: 

  • Remote Deposit Capture — Deposit checks from your smartphone.
  • Bill Pay — Automate your bill payments for effortless financial management.
  • Biometrics — Secure fingerprint and facial recognition log-in options.
  • Card Management— Easily freeze misplaced cards or set travel notifications.
  • Funds Transfers — Pay loans, send money to friends and family and more.
  • Account Alert Text Messages — Receive customized text notifications for balances and transactions.

Experience the convenience of SAFE's online credit union services, designed with your security and ease of use in mind.

Online Credit Union Banking at it's Best: How to Enroll

Getting started is quick and easy. Simply self-enroll from your computer or mobile device in just a few minutes. The process begins in SAFE’s secure online credit union banking registration portal, where you’ll be prompted to provide essential information, including your SSN, address, member number, and contact information. Ensuring that this information is accurate will help streamline the setup and provide you with seamless access to a more convenient banking experience.

Go Paperless 

Save trees and save yourself time by moving from paper statements to our free eStatement service. Sign up and enjoy easy 24/7 access to your statements no matter where you are, plus: 

  • No worries about postal delays or theft from your mailbox.
  • Expedited electronic delivery of your statements, notices, and other SAFE messages.
  • Automatic digital statement storage for two full years.

Ready to get started? Enrolling in SAFE's eStatement service is fast and simple. Just...

  1. Log into your SAFE online banking account or mobile app. 
  2. Click on the "Statements & Notices" tab. 
  3. Click on the gear icon in the upper right of your screen.
  4. Click on "My Profile." 
  5. Select "enroll in eStatements." 

Congratulations...you're now paper-free!

We Make it Easy to Move Money

Our Payment Services offer a simpler and smarter payment experience. You can pay a bill, transfer money to external accounts and pay a person through one location inside SAFE's Online and Mobile Banking.

Bill Pay allows you to: 

  • Pay bills like your mortgage, utilities, and consumer lines of credit 
  • Schedule routine payments in advance 
  • Customize payees with nicknames to make it easy for you to recognize them 

Account to Account Transfer allows you to: 

  • Send funds to and from your external accounts outside of SAFE (you must be the primary account holder) 

Pay-a-Person allows you to: 

  • Easily pay a person that you owe money to for whatever reason 
  • Send funds to and request funds from a list of contacts that you establish 
  • Add any number of contacts – all you need is their name and contact information (phone number and/or email) or banking information (routing and account numbers) 

Have more questions? Visit our Payment Services webpage for more information!

Online Banking FAQs

All your SAFE accounts can be accessed securely within your Online Banking account.

You'll need to provide your name, date of birth, social security number, member number, and contact information Including your email address.

Yes. SAFE takes several precautions to make sure our member's online Information Is protected. While we continually work to maintain a secure online environment, all users are responsible for safeguarding their Information by following protocols like:

  • Don't share your username or password with anyone
  • Use a complex variety of numbers, letters, and special characters to create a strong password
  • Never leave your computer or device unlocked or unattended
  • Log out of your online banking session when you're finished

How do I change my username and/or password? Log Into online banking and click on "My Settings." Then, scroll down to Login & Security where you can edit your username and password.

How do I change or add another email address, phone number, or mailing address? Log Into online banking and click on "My Settings." From the Personal Information section, you can edit your address and contact information.

From the Additional Services tab, you'll select "Card Management." Click on "Set a Travel Notice" and select the cards you'll be using on your trip. Provide your travel details Including dates and destinations. 

From the Additional Services tab, you'll select "Card Management." Select the lost or stolen card from the "wallet" on the left of your screen. Select "Card Is lost or stolen."

If you'd like to unenroll from SAFE's online banking and mobile app services, you'll need to complete and submit our unenroll in online and mobile banking request form. Your information will be reviewed and processed within 2 -3 business days.

Please note, when your online banking and mobile app are disabled:

  • You will no longer be able to log into SAFE Federal Credit Union's online banking or its mobile app.
  • You will not be able to see electronic copies of your past account statements. If you are opted into eStatements, your preference will be changed to paper delivery of statements, notices, and tax documents.
  • Any activity you previously set up within online banking or the mobile app will be disabled and deleted. This includes Bill Pay payments and payee information, external transfers to other people or accounts, cross account transfers, scheduled or recurring transfers, and history for any of these services.
  • Your SAFE Federal Credit Union accounts and loans will remain open. This form request is only used for unenrolling your online and mobile banking account.

You can access the form here.

How to use Remote Deposit Capture

Skip the teller line and deposit your check using the Remote Deposit Capture feature in SAFE's Mobile App. By following a few easy steps, and snapping a quick photo, your check goes straight to your account. It's that easy! Here's a quick tutorial to get you started. 

Keep Track of Your Credit Score

View your FICO® Credit Score at no cost to you. 

An updated FICO Score will be posted for you each quarter, providing an easy way for you to stay on top of your financial health and to be aware of potential fraud. If you're already active on SAFE's digital banking platform, it's easy to get started.  

Waiting on a deposit? See it now! 

Now, you can see most pending account deposits and withdrawals 24/7 right from your desktop or mobile device. 

In addition to showing your pending deposits and withdrawals, SAFE's digital banking service lets you see images of your checks, pay bills, and much more. 

Get Answers to Your Online Banking Questions

If you have questions before you begin, please reach out! Our friendly online credit union specialists will be happy to help you with any questions or issues you may have. Find a SAFE Federal Credit Union branch near you.

Online Banking & Security Resources