What you need money for is your business. Getting it to you at a great rate is ours.
If you’ve made it to this particular web page, then the odds are good you’re seriously considering a personal loan or a loan consolidation. And SAFE is here to help.
Whether you want to finance your true passion or to just get that big-ticket item you’ve been wishing for, we can make it happen for you.
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Current Consumer Loan Rates
Personal Loan FAQs
Personal loans are a type of installment loan, which means that the borrower receives a lump sum to be paid back in monthly installments over a set period.
You can use a personal loan for just about anything. Many of our members use their loans for:
- Engagement ring
- Medical expenses
Personal loans are also a great way to simplify your financial life by combining smaller, higher interest rate debts into one low monthly payment.
It’s quick and easy to apply for a personal loan with SAFE. Apply online, give us a call, or visit one of our 18 midlands branches.
Before you start, it helps to:
- Check your credit score and dispute any errors on your credit report as necessary.
- Pay down existing debt if you can.
- Determine how much you need to borrow. SAFE provides loans from $250 up to $50,000.
When you’re approved for a personal loan, you receive the loan amount as a one-time payment in your primary SAFE account. You’re then responsible for paying back that amount (and any interest) monthly over a set period. At SAFE, our personal loan terms go up to 84 months.
Personal loans cannot be used to cover monthly bills. Aside from that, you can use it for education expenses, legal/tax fees, vacation/travel, home repairs, as an overdraft repayment, to pay creditors, and much more.
As a not-for-profit credit union, SAFE works for our members instead of catering to shareholders. We offer low rates, with personal loans as low as 6.99% APR. We also provide personalized, friendly service and can work with you to meet your financial needs.
Have several high-rate loans? Roll them into a single, low-rate personal loan at SAFE! Have a special purchase on your mind? A low-rate SAFE personal loan could be your solution there, too. Let’s see how we can help.
Apply for a Personal Loan
It's quick and easy to apply online. When you do, you'll enjoy:
- Loan amounts from $250 to $25,000
- Terms up to 84 months
Contact us to discuss your options or visit our application portal to apply today.