Ready to get started? Great! SAFE offers low rates and great financing options to help make your dream car a reality. Take a look for yourself! 


Term (in months) Age of Vehicle APR (*as low as)
12-36 2020 and Newer (0-1 year old) 1.99%
37-60 2020 and Newer (0-1 year old) 2.49%
61-75 2020 and Newer (0-1 year old) 2.99%
76-84 ($30,000 min. loan)
2020 and Newer (0-1 year old) 3.24%
60 2017-2019 (2-4 years old) 2.99%
61-75 2017-2019 (2-4 years old) 2.99%
76-84 2017-2019 (2-4 years old) 3.24%
60 2014-2016 (5-7 years old) 3.49%
54 2011-2013 (8-10 years old) 3.49%
42 2010 and older (11+ years old) 9.49%

* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Rates of 2.24% APR and 2.74% APR are subject to creditworthiness and credit approval. Rate is determined by credit score, term, and model year of the vehicle. Payment example: on a $25,000 auto at 2.24% APR for 36 months, your payment would be $719/month. On a $25,000 auto at 2.74% APR for 60 months, your payment would be $447/month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.


Applying for an auto loan, or refinancing your loan from another institution couldn't be easier. Simply click on the button below to apply online. It's the easy and safe way to start the process.