Ready for an Auto Loan?

Ready to get started? Great! SAFE offers low rates and great financing options to help make your dream car a reality. Take a look for yourself! 

Auto Loan Rates

2023 and Newer
Annual Percentage Rate as low as
4.99%
APR*
2020-2022
Annual Percentage Rate as low as
6.99%
APR*
2017-2019
Annual Percentage Rate as low as
7.24%
APR*
2015-2016
Annual Percentage Rate as low as
8.24%
APR*
2014 and older
Annual Percentage rate as low as
8.99%
APR*
New and Used Auto Loan Rates
DescriptionTerm (in months)Annual Percentage Rate* (as low as)
2023 and Newer12-36 months4.99% APR*
2023 and Newer37-60 months5.74% APR*
2023 and Newer61-75 months6.24% APR*
2023 and Newer76-84 months ($30,000 min. loan)6.49% APR*
2020-202260 months6.99% APR*
2020-202261-75 months7.24% APR*
2020-202276-84 months ($30,000 min. loan)7.49% APR*
2017-201960 months7.24% APR*
2015-201654 months8.24% APR*
2014 and Older42 months9.99% APR*

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* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rate is determined by credit score, term, and vehicle model year. Payment example: on a $35,000 auto at 5.49% APR for 60 months, your payment would be $670/month. On a $35,000 auto at 6.24% APR for 84 months, your monthly payment would $520/ month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice.

Recreational Vehicle Loans

Motorcycles
Annual Percentage Rate as low as
6.50%
APR*
Boats/Motors/Trailers
Annual Percentage Rate as low as
6.50%
APR*
Boat, Motor, and Trailer Loans
Description Term (in months) Annual Percentage Rate* (as low as)
2020 or Newer 84 6.50% APR*
2017 - 2019 72 7.50% APR*
2012 - 2016 60 8.00% APR*
2011 & Older 48 8.00% APR*

Recreational Vehicle Loans

*APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice

Motorcycle Loans
Description Term (in months) Annual Percentage Rate* (as low as)
2020 or Newer 84 6.50% APR*
2017 - 2019 72 7.50% APR*
2012 - 2016 60 8.00% APR*
2011 & Older 48 8.00% APR*

Recreational Vehicle Loans

*APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice

Off-Road Vehicle Loans
Description Term (in months) Annual Percentage Rate* (as low as)
2020 or Newer 60 7.50% APR*
2019 or Older 48 8.00% APR*

Recreational Vehicle Loans

*APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice.

RV/Camper Loans
Description Term (in months) Annual Percentage Rate* (as low as)
2020 or Newer 84 7.00% APR*
2017 - 2019 84 7.50% APR*
2012 - 2016 72 8.00% APR*
2011 & Older 60 8.50% APR*

Recreational Vehicle Loans

*APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice.

Applying for an auto loan, or refinancing your loan from another institution couldn't be easier. Simply click on the button below to apply online. It's the easy and safe way to start the process.

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