Auto Loan Rates
- New and Used Auto Loan Rates
Description Term (in months) Annual Percentage Rate* (as low as) 2024 and Newer 12-36 months 4.49% APR* 2024 and Newer 37-60 months 5.24% APR* 2024 and Newer 61-75 months 5.74% APR* 2024 and Newer 76-84 months ($20,000 min. loan) 5.99% APR* 2021-2023 60 months 6.49% APR* 2021-2023 61-75 months 6.74% APR* 2021-2023 76-84 months ($30,000 min. loan) 6.99% APR* 2018-2020 60 months 6.74% APR* 2016-2017 54 months 7.74% APR* 2015 and Older 42 months 9.49% APR* * APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rate is determined by credit score, term, and vehicle model year. Payment example: on a $35,000 auto at 5.49% APR for 60 months, your payment would be $670/month. On a $35,000 auto at 6.24% APR for 84 months, your monthly payment would $520/ month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice.
Recreational Vehicle Loans
- Boat, Motor, and Trailer Loans
Description Term (in months) Annual Percentage Rate* (as low as) 2024 or Newer 84 6.50% APR* 2021 - 2023 72 7.50% APR* 2016 - 2020 60 8.00% APR* 2015 & Older 48 8.00% APR* *APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice
- Motorcycle Loans
Description Term (in months) Annual Percentage Rate* (as low as) 2024 or Newer 84 6.50% APR* 2021 - 2023 72 7.50% APR* 2016 - 2020 60 8.00% APR* 2015 & Older 48 8.00% APR* *APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice
- Off-Road Vehicle Loans
Description Term (in months) Annual Percentage Rate* (as low as) 2024 or Newer 60 7.50% APR* 2023 or Older 48 8.00% APR* *APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice.
- RV/Camper Loans
Description Term (in months) Annual Percentage Rate* (as low as) 2024 or Newer 84 7.00% APR* 2021 - 2023 84 7.50% APR* 2016 - 2020 72 8.00% APR* 2015 & Older 60 8.50% APR* *APR= Annual Percentage Rate. Subject to member credit approval. Rate is determined by credit score, term, and model year of vehicle. Payment example: on a $15,000 loan at 5.50% APR for 60 months, your payment would be $287/month. Conditions and terms are subject to change without notice.
Applying for an auto loan, or refinancing your loan from another institution couldn't be easier. Simply click on the button below to apply online. It's the easy and safe way to start the process.