Skip Pay is available year round!
SAFE Federal Credit Union's Skip Pay Program allows you to skip up to two payments a year on qualifying loans. Simply complete and return the Loan Skip Pay request and use your extra savings for a vacation, celebration, unexpected expense, or whatever you choose!
A $25 fee will be assessed per Skip Pay request. This fee will be added to your loan balance as a finance charge. You may also instruct us to take the fee from one of your other SAFE Federal Credit Union accounts.
Skipping a loan payment extends the term of the loan, interest will continue to accrue, and the final loan payment will be different due to the skipped payment. All other terms and conditions of the loan will remain the same.
Taking advantage of this offer is easy! The quickest and most convenient way to submit your skip pay request is through SAFE's Online Banking; or, if you prefer, you can simply click the button below to access the Skip Pay Application. Complete the form and return it by mail, or bring the form to your nearest branch. Contact us at (toll-free) 1-800-763-8600 or (803)-469-8600, ext. 2375 with any questions.