Family Values. Forward Vision.

Double Feature: Free checking and 4.25% APY. With PowerUp Checking, small monthly actions qualify you for a dramatic 4.25% APY up to $20,000!

We're Here For You
Wherever you want to go, we’ve got resources and solutions to help you get there. As one of the largest and most trusted credit unions in South Carolina, we're here to help you achieve your financial goals.
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Apply for a Mortgage

Pay as little as 0% down on a mortgage for your next home, with loan repayment terms ranging from 10 to 30 years.

Build Your New Home

Finance up to 95% of the cost to build your new home with SAFE’s construction-permanent mortgage.

Find the Right Mortgage Options

What monthly payments can you afford? Should you get an adjustable or fixed-rate mortgage? Weigh mortgage decisions with our selection of mortgage calculators.
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Get a Car Loan

Need help financing a car? Check out our low rates and flexible terms. You could even wait up to 90 days to make your first payment!

Buy Your Car Online

Skip the car buying hassles. Find your vehicle, lock in savings, and complete your paperwork at home through our online TrueCar buying program.

Budget For Your Car

Run the numbers and understand all the variables before you commit to a new or used car contract.

Save On Your Purchase

Buying a car is an important financial decision. Do your homework before you get started.
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Open an IRA

Discover retirement savings options with possible tax advantages now or later. SAFE offers two popular Individual Retirement Account (IRA) options—traditional and Roth. Learn more about IRA contribution requirements and restrictions.

Get an Investment Certificate

With some of the best rates around, SAFE’s money market options and share certificates provide no-worry earnings and the assurance that comes with NCUA deposit insurance up to $250,000.

Meet with a Financial Advisor

SAFE’s MEMBERS Financial Services Program offered through CUNA Brokerage Services, Inc. gives you free access to our team of financial professionals to help you plan and protect what matters most to you.

Figure Out How Much You Need

Planning is key to a worry-free retirement, but there are so many elements to consider. We’ll walk you through the most important step in retirement planning.
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Consolidate Your Debt

Did you know there’s a way to pay down your credit debt faster and with way less interest? Learn how to combine several payments into one, and possibly lower your interest along the way.

Get a Personal Loan

Simplify your life. Consolidate your smaller, higher interest rate loans into a single low-rate personal loan from SAFE with one low monthly payment. You could pay less and even save on interest.

Pay Off Your Credit Card

Trying to develop a payment plan to get credit card debt off your mind? Use SAFE’s helpful calculator to see how long it might take for you to be debt free.

Talk to a Financial Counselor

Our experienced, in-house financial counselor provides free services to SAFE members and can help provide guidance on how to move through a difficult financial situation.
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Trustage™ Insurance Claim Portal

At SAFE, we understand the importance of planning for the unexpected, which is why we're proud to offer reliable life and disability insurance on protected loans through TruStage™.
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SAFE INVESTMENT SERVICES

Join us for a FREE workshop!

Join us in Sumter on June 6 where we'll be tackling real retirement issues like income flow and healthcare costs, head-on. Space is limited, so register today! It's free!
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Get In Touch

Get Your Questions Answered

SAFE is here to help on your schedule. Visit us online anytime or set an appointment for the branch and time that best fit your schedule. It’s banking your way.
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EASY STREET CLUB

Join us for a night at the ballpark!

Easy Street Members: join us for a fun night at the ballpark as we watch the Columbia Fireflies take on the Fayetteville Woodpeckers! This exclusive event is happening on Friday, June 7 at SEGRA Park in Columbia.
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MORTGAGE LOANS

Ready for your dream home?

SAFE makes homeownership affordable for almost every budget. Pay as little as 0% down on a mortgage, with loan repayment terms ranging from 10 to 30 years.

Need a Reason to Try Safe? Try 5.

9-Month Special Rate Certificate
Annual Percentage Yield as high as
4.50%
APY*
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19-Month Special Rate Certificate
Annual Percentage Yield as high as
3.75%
APY*

News & Financial Resources

  • SAFE employee standing in front of shred trucks holding a box of shredded documents.
    You can never be too vigilant in the fight against identity theft. Join SAFE for a free community shred event to safely destroy your sensitive documents like bank statements, budgets, canceled checks...
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  • SAFE's Executive Leadership and the Town of Irmo Representatives at SAFE's Irmo Branch ribbon cutting ceremony.
    SAFE Federal Credit Union formally marked the opening of its 19th branch location in Irmo, SC with a Ribbon Cutting Ceremony on February 26. In addition to SAFE’s executive leadership team, Town of...
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  • cat looking up at 'How to skin your debt'
    Nearly every adult in the U.S. is in debt to some degree—probably because getting into debt is just so fun and easy to do. Getting out of debt? Not so much. It’s a hassle that often requires...
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