Family Values. Forward Vision.

PTM to Win $1,000! Complete a transaction at any of SAFE's Personal Teller Machines (PTMs) before July 31, 2024 and you'll automatically be entered to win $1,000!

We're Here For You
Wherever you want to go, we’ve got resources and solutions to help you get there. As one of the largest and most trusted credit unions in South Carolina, we're here to help you achieve your financial goals.
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Apply for a Mortgage

Pay as little as 0% down on a mortgage for your next home, with loan repayment terms ranging from 10 to 30 years.

Build Your New Home

Finance up to 95% of the cost to build your new home with SAFE’s construction-permanent mortgage.

Find the Right Mortgage Options

What monthly payments can you afford? Should you get an adjustable or fixed-rate mortgage? Weigh mortgage decisions with our selection of mortgage calculators.
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Get a Car Loan

Need help financing a car? Check out our low rates and flexible terms. You could even wait up to 90 days to make your first payment!

Buy Your Car Online

Skip the car buying hassles. Find your vehicle, lock in savings, and complete your paperwork at home through our online TrueCar buying program.

Budget For Your Car

Run the numbers and understand all the variables before you commit to a new or used car contract.

Save On Your Purchase

Buying a car is an important financial decision. Do your homework before you get started.
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Open an IRA

Discover retirement savings options with possible tax advantages now or later. SAFE offers two popular Individual Retirement Account (IRA) options—traditional and Roth. Learn more about IRA contribution requirements and restrictions.

Get an Investment Certificate

With some of the best rates around, SAFE’s money market options and share certificates provide no-worry earnings and the assurance that comes with NCUA deposit insurance up to $250,000.

Meet with a Financial Advisor

SAFE’s MEMBERS Financial Services Program offered through CUNA Brokerage Services, Inc. gives you free access to our team of financial professionals to help you plan and protect what matters most to you.

Figure Out How Much You Need

Planning is key to a worry-free retirement, but there are so many elements to consider. We’ll walk you through the most important step in retirement planning.
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Consolidate Your Debt

Did you know there’s a way to pay down your credit debt faster and with way less interest? Learn how to combine several payments into one, and possibly lower your interest along the way.

Get a Personal Loan

Simplify your life. Consolidate your smaller, higher interest rate loans into a single low-rate personal loan from SAFE with one low monthly payment. You could pay less and even save on interest.

Pay Off Your Credit Card

Trying to develop a payment plan to get credit card debt off your mind? Use SAFE’s helpful calculator to see how long it might take for you to be debt free.

Talk to a Financial Counselor

Our experienced, in-house financial counselor provides free services to SAFE members and can help provide guidance on how to move through a difficult financial situation.
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Trustage™ Insurance Claim Portal

At SAFE, we understand the importance of planning for the unexpected, which is why we're proud to offer reliable life and disability insurance on protected loans through TruStage™.
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Get moving today with a new car!

Financing your vehicle with SAFE is easier than ever. Take advantage of our low APR on your next purchase.
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Get In Touch

Get Your Questions Answered

SAFE is here to help on your schedule. Visit us online anytime or set an appointment for the branch and time that best fit your schedule. It’s banking your way.
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Ready for your dream home?

SAFE makes homeownership affordable for almost every budget. Pay as little as 0% down on a mortgage, with loan repayment terms ranging from 10 to 30 years.
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Double Feature: Free checking and 4.25% APY

With PowerUp Checking, small monthly actions qualify you for a dramatic 4.25% APY up to $20,000!

Need a Reason to Try Safe? Try 5.

9-Month Special Rate Certificate
Annual Percentage Yield as high as
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19-Month Special Rate Certificate
Annual Percentage Yield as high as

News & Financial Resources

  • SAFE employee standing in front of shred trucks holding a box of shredded documents.
    You can never be too vigilant in the fight against identity theft. Join SAFE for a free community shred event to safely destroy your sensitive documents like bank statements, budgets, canceled checks...
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  • SAFE's Executive Leadership and the Town of Irmo Representatives at SAFE's Irmo Branch ribbon cutting ceremony.
    SAFE Federal Credit Union formally marked the opening of its 19th branch location in Irmo, SC with a Ribbon Cutting Ceremony on February 26. In addition to SAFE’s executive leadership team, Town of...
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