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SAFE Federal Credit Union Returns $2 Million to Members Through Annual Giveback Program

News
2 min read
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Thousands of SAFE Federal Credit Union members received an end-of-year financial boost as the credit union distributed annual bonus dividends and interest rebates totaling more than $2.03 million.

As a leading South Carolina federal credit union, SAFE’s Member Giveback Program highlights one of the many credit union benefits that set cooperative financial institutions apart from traditional banks."

The December 31 distribution is part of SAFE’s Member Giveback Program, a long-standing tradition that reflects the credit union’s commitment to sharing success with its members. Since the program began in 1997, SAFE has returned more than $40 million to members in bonus dividends and interest rebates.

“SAFE’s success continues to be a shared accomplishment,” said Alan Lewis EVP, Chief Administrative Officer. “Each year, our Member Giveback Program allows us to thank our members in a meaningful way by returning a portion of our earnings directly to them.” 

Programs like this help demonstrate why joining a credit union is a right choice for anyone looking for more value from their financial institution.

“Our continued brand and culture focus on “Family Helping Family” is a primary driving force behind these strong financial results,” added Keith Troup EVP, Chief Operating Officer.

Member Giveback payments were calculated based on account usage throughout the year. Eligible deposit accounts received a 2% bonus based on dividends earned during 2025, while eligible loan accounts received a 1.85% rebate based on total interest paid during the same period.

In addition, members who used their SAFE debit card an average of more than 30 times per month received an extra $25 bonus, rewarding everyday banking activity.

“On behalf of SAFE’s Board of Directors, we are grateful to our members for another successful year,” said Board Chair, Dr. Kay Oldhouser Davis. “The Member Giveback Program is one of the many ways we honor our cooperative roots and recognize our members as our greatest asset.”

As part of SAFE’s continued focus on financial education and member value, the credit union remains committed to helping South Carolina members build stronger financial futures.