Auto Loans
Get the car you want at a rate you'll love!
Dreaming of a new car? We offer low rates and great finance options to our members!
We also have programs to work with members who don't meet our usual loan approval standards.
Qualifications
- No unpaid charge-offs less than 12 months old. (Zero balance with higher ratings is not a problem.)
- No unpaid collections (other than Medical) in the last 12 months.
- No outstanding unpaid balances on repossessions.
- No current I-3 (I-2 on Mortgages) or higher credit ratings on active loans.
- Six months on current job.
- Maximum new debt ratio 35%.
- First payment to be made within 35 days.
- Maximum advance of lesser of 95% of NADA trade-in value or 95% of purchase price.
APPLY TODAY
| Term (in months) | Condition | APR (*as low as) |
|---|---|---|
| 12-36 | 0-1 year old | 2.24% |
| 37-60 | 0-1 year old | 2.74% |
| 61-75 | 0-1 year old | 3.24% |
| 76-84 | 0-1 year old | 3.49% |
| 60 | 2-4 years old | 3.24% |
| 75 | 2-4 years old | 3.49% |
| 60 | 5-7 years old | 3.74% |
| 54 | 8-10 years old | 3.74% |
| 42 | 11+ years old | 8.99% |
AUTO Loan Repayment example
| Term (in months) | Condition | APR (*as low as) | Value | Monthly Payment |
|---|---|---|---|---|
| 36 | 0-1 year old | 2.24% | $35,000.00 | $ 1,007.00 |
| 60 | 0-1 year old | 2.74% | $35,000.00 | $ 625.00 |
| 75 | 0-1 year old | 3.24% | $35,000.00 | $ 517.00 |
| 36 | 0-1 year old | 2.24% | $50,000.00 | $ 1,438.00 |
| 60 | 0-1 year old | 2.74% | $50,000.00 | $ 893.00 |
| 75 | 0-1 year old | 3.24% | $50,000.00 | $ 738.00 |
* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rates of 2.24% APR and 2.74% APR are subject to creditworthiness and credit approval. Rate is determined by credit score, term, and model year of the vehicle. Payment example: on a $25,000 auto at 2.24% APR for 36 months, your payment would be $719/month. On a $25,000 auto at 2.74% APR for 60 months, your payment would be $447/month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.
