Get the car you want at a rate you'll love!
Dreaming of a new car? We offer low rates and great finance options to our members! You could even have up to 90 days before your first payment is due! At SAFE, applying for an auto-loan, or refinancing your loan from another institution couldn’t be easier. Simply click on the button below to apply online. It’s the easy and safe way to start the process.
If you still need personalized help, we’re available by phone, too. We can evaluate your current auto loan to see if we can help lower your current monthly payment. Contact us for a free payment analysis at 1-800-763-8600, ext. 2375.
Being a SAFE Federal Credit Union member matters because you get more than a refinanced car loan. SAFE offers the following low-cost benefits to add even more happiness to your life.
|Term (in months)||Age of Vehicle||APR (*as low as)|
|12-36||2020 and Newer (0-1 year old)||1.99%|
|37-60||2020 and Newer (0-1 year old)||2.49%|
|61-75||2020 and Newer (0-1 year old)||2.74%|
|76-84 ($30,000 min. loan)||2020 and Newer (0-1 year old)||2.99%|
|60||2017-2019 (2-4 years old)||2.99%|
|61-75||2017-2019 (2-4 years old)||2.99%|
|76-84||2017-2019 (2-4 years old)||2.99%|
|60||2014-2016 (5-7 years old)||2.99%|
|54||2011-2013 (8-10 years old)||2.99%|
|42||2010 and older (11+ years old)||7.49%|
* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rate is determined by credit score, term, and vehicle model year. Payment example: on a $25,000 auto at 1.99% APR for 36 months, your payment would be$716/month. On a $25,000 auto at 2.49% APR for 60 months, your monthly payment would $444/ month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.
**For MRC Contracts sold through the direct marketing channel, there is a required waiting period of one month and 1,000 miles. Please refer to the Vehicle Service Contract or the Insurance Policy for details. Travel Expense Reimbursement not available to NY residents.