Get the car you want at a rate you'll love!
Dreaming of a new car? We offer low rates and great finance options to our members!
We also have programs to work with members who don't meet our usual loan approval standards.
- No unpaid charge-offs less than 12 months old. (Zero balance with higher ratings is not a problem.)
- No unpaid collections (other than Medical) in the last 12 months.
- No outstanding unpaid balances on repossessions.
- No current I-3 (I-2 on Mortgages) or higher credit ratings on active loans.
- Six months on current job.
- Maximum new debt ratio 35%.
- First payment to be made within 35 days.
- Maximum advance of lesser of 95% of NADA trade-in value or 95% of purchase price.
|Term (in months)||Condition||APR (*as low as)|
|12-36||0-1 year old||2.99%|
|37-60||0-1 year old||3.24%|
|61-75||0-1 year old||3.74%|
|76-84||0-1 year old||3.99%|
|60||2-4 years old||3.74%|
|75||2-4 years old||3.99%|
|60||5-7 years old||4.24%|
|54||8-10 years old||4.24%|
|42||11+ years old||9.49%|
AUTO Loan Repayment example
|Term (in months)||Condition||APR (*as low as)||Value||Monthly Payment|
|36||0-1 year old||2.99%||$35,000.00||$ 1,018.00|
|60||0-1 year old||2.99%||$35,000.00||$ 629.00|
|75||0-1 year old||2.99%||$35,000.00||$ 513.00|
|36||0-1 year old||2.99%||$50,000.00||$ 1,454.00|
|60||0-1 year old||2.99%||$50,000.00||$ 899.00|
|75||0-1 year old||2.99%||$50,000.00||$ 732.00|