Get the car you want at a rate you'll love!

Dreaming of a new car? We offer low rates and great finance options to our members!

We also have programs to work with members who don't meet our usual loan approval standards. 

Qualifications

  • No unpaid charge-offs less than 12 months old. (Zero balance with higher ratings is not a problem.)
  • No unpaid collections (other than Medical) in the last 12 months.
  • No outstanding unpaid balances on repossessions.
  • No current I-3 (I-2 on Mortgages) or higher credit ratings on active loans.
  • Six months on current job.
  • Maximum new debt ratio 35%.
  • First payment to be made within 35 days.
  • Maximum advance of lesser of 95% of NADA trade-in value or 95% of purchase price.
APPLY TODAY

AUTO LOAN RATES

Term (in months) Condition APR (*as low as)
12-36 0-1 year old 2.24%
37-60 0-1 year old 2.74%
61-75 0-1 year old 3.24%
76-84 0-1 year old 3.49%
60 2-4 years old 3.24%
75 2-4 years old 3.49%
60 5-7 years old 3.74%
54 8-10 years old 3.74%
42 11+ years old 8.99%

AUTO Loan Repayment example

Term (in months) Condition APR (*as low as) Value Monthly Payment
36 0-1 year old 2.24% $35,000.00 $ 1,007.00
60 0-1 year old 2.74% $35,000.00 $ 625.00
75 0-1 year old 3.24% $35,000.00 $ 517.00
36 0-1 year old 2.24% $50,000.00 $ 1,438.00
60 0-1 year old 2.74% $50,000.00 $ 893.00
75 0-1 year old 3.24% $50,000.00 $ 738.00
* APR = Annual Percentage Rate. Auto refinancing offer applies only to loans financed by institutions other than SAFE. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Rates of 2.24% APR and 2.74% APR are subject to creditworthiness and credit approval. Rate is determined by credit score, term, and model year of the vehicle. Payment example: on a $25,000 auto at 2.24% APR for 36 months, your payment would be $719/month. On a $25,000 auto at 2.74% APR for 60 months, your payment would be $447/month. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Conditions and terms are subject to change without notice. Interest will still accrue with the “No Payments for 90 Days” offer, which is available with a credit score of 620 or higher.