Get the car you want at a rate you'll love!
Dreaming of a new car? We offer low rates and great finance options to our members!
We also have programs to work with members who don't meet our usual loan approval standards.
- No unpaid charge-offs less than 12 months old. (Zero balance with higher ratings is not a problem.)
- No unpaid collections (other than Medical) in the last 12 months.
- No outstanding unpaid balances on repossessions.
- No current I-3 (I-2 on Mortgages) or higher credit ratings on active loans.
- Six months on current job.
- Maximum new debt ratio 35%.
- First payment to be made within 35 days.
- Maximum advance of lesser of 95% of NADA trade-in value or 95% of purchase price.
|Term (in months)||Condition||APR (*as low as)|
|12-36||0-1 year old||2.24%|
|37-60||0-1 year old||2.74%|
|61-75||0-1 year old||3.24%|
|76-84||0-1 year old||3.49%|
|60||2-4 years old||3.24%|
|75||2-4 years old||3.49%|
|60||5-7 years old||3.74%|
|54||8-10 years old||3.74%|
|42||11+ years old||8.99%|
AUTO Loan Repayment example
|Term (in months)||Condition||APR (*as low as)||Value||Monthly Payment|
|36||0-1 year old||2.24%||$35,000.00||$ 1,007.00|
|60||0-1 year old||2.74%||$35,000.00||$ 625.00|
|75||0-1 year old||3.24%||$35,000.00||$ 517.00|
|36||0-1 year old||2.24%||$50,000.00||$ 1,438.00|
|60||0-1 year old||2.74%||$50,000.00||$ 893.00|
|75||0-1 year old||3.24%||$50,000.00||$ 738.00|