Auto Loans
Get the car you want at a rate you'll love!
Dreaming of a new car? We offer low rates and great finance options to our members!
We also have programs to work with members who don't meet our usual loan approval standards.
Qualifications
- No unpaid charge-offs less than 12 months old. (Zero balance with higher ratings is not a problem.)
- No unpaid collections (other than Medical) in the last 12 months.
- No outstanding unpaid balances on repossessions.
- No current I-3 (I-2 on Mortgages) or higher credit ratings on active loans.
- Six months on current job.
- Maximum new debt ratio 35%.
- First payment to be made within 35 days.
- Maximum advance of lesser of 95% of NADA trade-in value or 95% of purchase price.
APPLY TODAY
| Term (in months) | Condition | APR (*as low as) |
|---|---|---|
| 12-36 | 0-1 year old | 2.24% |
| 37-60 | 0-1 year old | 2.74% |
| 61-75 | 0-1 year old | 3.24% |
| 76-84 | 0-1 year old | 3.49% |
| 60 | 2-4 years old | 3.24% |
| 75 | 2-4 years old | 3.49% |
| 60 | 5-7 years old | 3.74% |
| 54 | 8-10 years old | 3.74% |
| 42 | 11+ years old | 8.99% |
AUTO Loan Repayment example
| Term (in months) | Condition | APR (*as low as) | Value | Monthly Payment |
|---|---|---|---|---|
| 36 | 0-1 year old | 2.24% | $35,000.00 | $ 1,007.00 |
| 60 | 0-1 year old | 2.74% | $35,000.00 | $ 625.00 |
| 75 | 0-1 year old | 3.24% | $35,000.00 | $ 517.00 |
| 36 | 0-1 year old | 2.24% | $50,000.00 | $ 1,438.00 |
| 60 | 0-1 year old | 2.74% | $50,000.00 | $ 893.00 |
| 75 | 0-1 year old | 3.24% | $50,000.00 | $ 738.00 |
*APR = Annual Percentage Rate. Proof of address and verification of employment are required. Minimum loan amount is $5,000. Promotional rate of 3.24% APR is subject to creditworthiness and credit approval. Payment example: on a $25,000 auto at 3.24% APR for 60 months your payment would be $453/month. Stated rates apply to 2010 – 2020 model year vehicles. Financing up to 84 months available for qualifying vehicles. Maximum loan-to-value limits apply. Promotion does not apply to refinancing of existing loans with SAFE. Conditions and terms are valid through May 8, 2020 and then are subject to change without notice. **Interest will still accrue with the “No Payments for 90 Days” offer which is available with credit score of 620 or higher.
