Learning Center

Hi, I'm Mark, the host of SAFE Cents! Welcome to our Learning Center, a place where you can improve your financial health.

7 things your checking account can do that you might not be using

Blog Post
2 min read
young woman using a $0 fee ATM

Believe it or not, your SAFE checking account is for more than tapping your debit card and paying bills. In fact, if you have RealLife Checking at SAFE, you have access to tools and perks that can make managing your money easier! And, we can bet there may be a few you haven't even tried yet.

Get paid early

Why wait for payday if you don't have to? Your direct deposit into your RealLife Checking account may be available a full day before your scheduled payday. That means earlier access to your money for bills, groceries, savings, and whatever life has planned.

Check your FICO® Score for free

Keeping an eye on your credit doesn't have to cost you anything. You can access your FICO® Score for free, making it easier to track your credit score and see how your financial habits are paying off. It gets refreshed every three months and it's easy to access in your Online Banking or Mobile App.

Find a surcharge-free ATM almost anywhere

Need cash on a road trip or vacation? Away at college and need to make a withdrawal? RealLife Checking gives you access to a network of more than 30,000 surcharge-free ATMs so you can get cash without the fee, even when you're far from home.

Walk into 5,000+ Shared Branch locations

Did you know there's an exclusive shared branching network that allows your credit union to travel with you? With RealLife Checking, you're part of a vast network of participating credit unions that let you conduct many everyday transactions inside their 5,000+ branches nationwide.

Deposit a check without going anywhere

Got a paper check? Skip the trip! Remote Check Deposit lets you deposit eligible checks using your SAFE mobile app. In just a few seconds and a couple quick photos, you can turn your sofa into your own little mini SAFE branch!

Keep tabs on your money from anywhere

Check your account balances, transfer money, pay bills, review transactions, and manage your accounts through online and mobile banking. A quick account check-in can help you keep tabs on your charges and know exactly where your money stands.

If you've made it to the end of this list, we hope you've discovered a tool or two you didn't know about! Now that you're in the know, go ahead and take a few minutes to try these out! And, if you don't have a RealLife Checking account yet, open one for yourself today!

Trust us when we say...you're really going to love your RealLife Checking--an account designed just for you and the way you live.


SAFE Federal Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. SAFE Federal Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.